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Morpho Watch

KPK ETH YieldV2

A Morpho V2 vault on Ethereum that lends out WETH deposits, curated by KPK. Depositors earn 3.17% a year right now after a 0% performance fee.

Data from Morpho's API · updated

Net APY

3.17%

after fees, paid to depositors

30-day APY

2.97%

7-day 2.93%

Deposits

$2.58M

962.14 WETH

Withdrawable now

$408K

16% of deposits

Performance fee

0%

of the interest earned

Depositors

81

largest holds 21.1%

Open in the Morpho app ↗Earnings calculator

KPK ETH Yield APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
savETH / WETHLLTV 91.5% $1.93M 74.9% 3.58% 90.3% –
wstETH / WETHLLTV 96.5% $618K 23.9% 1.95% 90.4% –
weETH / WETHLLTV 94.5% $31.6K 1.2% 1.95% 90.4% –
tETH / WETHLLTV 91.5% · not listed in the Morpho app $54.00 <0.01% <0.01% 4.8% –

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

savETH74.9%
wstETH23.9%
weETH1.2%
Other<0.01%

Returns over time

Net APY actually earned over each period, from the share price

Last day3.19%
Last 7 days2.93%
Last 30 days2.97%
Since the vault started3.60%

Who controls this vault

CuratorKPK
Owner0x8b88…A5375-of-8 multisig
Timelock to raise a cap3 dayswait before more can go into a market
Timelock to add an adapter3 dayswait before a new kind of investment
Timelock to raise fees14 days
Allocators4addresses that move money between markets
Sentinels1can pull money back or cut caps in an emergency
Pending changes4IncreaseRelativeCap from April 21, 2026; IncreaseRelativeCap from April 21, 2026; IncreaseAbsoluteCap from April 21, 2026
CreatedDecember 30, 2025

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMorpho Vault V2
APY before fees3.17%
Vault contract0x5dbf…7725
WETH token0xC02a…6Cc2
NetworkEthereum

The curator's description: "A ETH vault with 24h automation targeting a balanced risk profile. Allocations are continuously rebalanced across incentive-rich markets on Ethereum with strict caps in place to preserve liquidity and mitigate risk."

Largest depositors

81 addresses hold shares in this vault

AddressDepositShare of vault
0x1E7d…dC79$544K21.1%
0x2291…2B3c$269K10.4%
0x7279…E7Ab$243K9.4%
0xfAa9…5bF7$222K8.6%
0xE252…637B$168K6.5%
0x2747…4940$135K5.2%
0x1827…3359$135K5.2%
0x58e6…9E1C$97.7K3.8%
0x8154…4AD2$95.9K3.7%
0xeeBC…066f$85.9K3.3%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About KPK ETH Yield

KPK ETH Yield is a Morpho V2 vault on Ethereum, created on December 30, 2025. It takes WETH deposits and lends them to borrowers in 4 Morpho markets. The curator, KPK, decides which markets it may use and how much can go into each.

It holds $2.58M (962.14 WETH) from 81 depositors and pays a net APY of 3.17% after its 0% performance fee. Over the last 30 days depositors actually earned 2.97% a year.

Its largest position is savETH / WETH at 75% of what it lends, followed by wstETH / WETH (24%) and weETH / WETH (1%). Counting every market, its loans are backed mainly by savETH (75%), wstETH (24%) and weETH (1%). 16% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock on raising caps, which gives depositors time to leave first. The owner is a 5-of-8 multisig wallet. Morpho's app shows no warnings for this vault.

KPK ETH Yield: quick answers

What is the APY of KPK ETH Yield on Ethereum?

KPK ETH Yield pays 3.17% net APY right now, after its fees. Measured from the growth of its share price, it paid 2.97% over the last 30 days. The rate changes every day with what its borrowers pay.

What does KPK ETH Yield lend against?

It lends WETH through 4 Morpho markets. The biggest is savETH / WETH with 75% of its lending. Overall its loans are backed mainly by savETH (75%), wstETH (24%) and weETH (1%).

Can I withdraw from KPK ETH Yield right now?

About $408K of its $2.58M in deposits (16%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs KPK ETH Yield and what does it charge?

KPK curates it. It keeps 0% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of KPK ETH Yield?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock on raising caps. This is not advice.

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