Morpho vault earnings calculator
Pick a vault and an amount. The rate fills in from the vault's live net APY, which is what depositors earn after the curator's fee, and you can change it to test other scenarios.
- Earned per day
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- Earned per month
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- Earned per year
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- Balance after a year
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A vault's rate changes every day with what its borrowers pay, so this is an estimate, not a quote. Earnings compound because the vault's share price grows continuously. Values in dollars use today's price of the deposit token. See how Morpho APY works and compare every vault on the best yields page.
What the numbers mean
Net APY is the yearly return after the vault's performance fee, including any reward tokens the vault passes on. Rewards can stop at any time, and a vault's rate follows the markets it lends to, so the 30-day average is often a better guide to what you would really earn than today's number. Before depositing, check how much of the vault can be withdrawn right now and what it lends against, both shown on each vault's page.