Morpho borrow cost calculator
Pick a network, the market you borrow from and how much. The rate fills in from live Morpho data and you can change it to test other scenarios.
- Interest per day
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- Interest per month
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- Interest per year
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Because the rate moves, the long-run average is a better guide than today's number:
Morpho's variable rate changes all the time, so treat this as an estimate, not a quote. It rises quickly when a market is more than 90% borrowed. See how Morpho interest rates work, or track the Coinbase Bitcoin loan rate.
How the cost is worked out
Morpho adds interest to a loan continuously, second by second, and shows the yearly result as an APY. This calculator applies that APY to your loan size: the daily and monthly figures are the matching share of a year, compounded the same way. Interest is paid in the asset you borrowed, so a USDC loan costs USDC. If you want a rate that cannot change, compare with the fixed rates on offer.