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Morpho Watch

Gauntlet WETH⚠ Deposit disabled

A Morpho vault on Unichain that lends out WETH deposits, curated by Gauntlet. Depositors earn 5.26% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

5.26%

after fees, paid to depositors

30-day APY

4.74%

7-day 3.37%

Deposits

$354K

131.99 WETH

Withdrawable now

$221K

62% of deposits

Performance fee

10%

of the interest earned

Depositors

146

largest holds 30.8%

Open in the Morpho app ↗Earnings calculator

Warnings from Morpho

Morpho's app flags these. Check the bad debt page and the markets below before depositing.

Gauntlet WETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 96.5% $310K 87.2% 6.75% 79.6% $8.07M
Idle cashnot lent out $45.3K 12.8% – – No limit

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH87.2%
Other12.8%

Returns over time

Net APY actually earned over each period, from the share price

Last day3.45%
Last 7 days3.37%
Last 30 days4.74%
Last year3.00%
Since the vault started2.63%

Who controls this vault

CuratorGauntlet
Owner0x5a4E…d4D04-of-7 multisig
Guardian0x7084…84cD
Timelock3 dayswait before risky changes take effect
Allocators2addresses that move money between markets
CreatedMay 20, 2025

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMetaMorpho (V1)
APY before fees5.86%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0x8308…76eb
WETH token0x4200…0006
NetworkUnichain

The curator's description: "The Gauntlet WETH Vault will list a selection of liquid collateral markets and allocate across them to optimize risk-adjusted yield. The Vault's risk strategy will follow the CORE framework, where the curator balances security and yield to provide a moderate risk profile and competitive APY for WETH suppliers."

Largest depositors

146 addresses hold shares in this vault

AddressDepositShare of vault
0xe5F1…453c$109K30.8%
0x5E35…A400$101K28.5%
0x057B…5dF0$28.6K8.1%
0x455D…5021$18.3K5.2%
0x1329…6939$16.4K4.6%
0xb8aC…b0aB$13.7K3.9%
0xc47A…FFbd$11.1K3.1%
0xacDd…a2B0$9.7K2.7%
0x7559…9425$6.8K1.9%
0xaA9B…6496$4.4K1.2%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Gauntlet WETH

Gauntlet WETH is a MetaMorpho vault (Morpho V1) on Unichain, created on May 20, 2025. It takes WETH deposits and lends them to borrowers in 1 Morpho market. The curator, Gauntlet, decides which markets it may use and how much can go into each.

It holds $354K (131.99 WETH) from 146 depositors and pays a net APY of 5.26% after its 10% performance fee. Over the last 30 days depositors actually earned 4.74% a year, and 3.00% over the last year.

Its largest position is wstETH / WETH at 87% of what it lends. Counting every market, its loans are backed mainly by wstETH (87%) and Other (13%). 62% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock, which gives depositors time to leave first. The owner is a 4-of-7 multisig wallet. Morpho's app shows a warning for this vault: deposit disabled.

Gauntlet WETH: quick answers

What is the APY of Gauntlet WETH on Unichain?

Gauntlet WETH pays 5.26% net APY right now, after its fees. Measured from the growth of its share price, it paid 4.74% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Gauntlet WETH lend against?

It lends WETH through 1 Morpho market. The biggest is wstETH / WETH with 87% of its lending. Overall its loans are backed mainly by wstETH (87%) and Other (13%).

Can I withdraw from Gauntlet WETH right now?

About $221K of its $354K in deposits (62%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Gauntlet WETH and what does it charge?

Gauntlet curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Gauntlet WETH?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock. Morpho's app flags: deposit disabled. This is not advice.

Other WETH vaults

The same deposit asset, other curators and networks

All WETH options →
Vault Deposits Net APY 30-day APY Fee Withdrawable
Steakhouse Prime ETHV2Steakhouse Financial · Monad · $45.77M $45.77M17.04K WETH 2.88%incl. 1.50% rewards 1.40% 10% $4.90M
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Clearstar Core ETHV2Clearstar · Base · $8.53M $8.53M3.18K WETH 3.50%incl. 2.00% rewards 1.52% 0% $1.20M