Purinta USDGV2
A Morpho V2 vault on Robinhood Chain that lends out USDG deposits, curated by Api3. Depositors earn 3.51% a year right now after a 5% performance fee.
Data from Morpho's API · updated
Net APY
3.51%
after fees, paid to depositors
30-day APY
1.69%
7-day 3.54%
Deposits
$60.0K
59.95K USDG
Withdrawable now
$57.6K
96% of deposits
Performance fee
5%
of the interest earned
Depositors
74
largest holds 83.8%
Purinta USDG APY history
Net APY earned each day, measured from the vault's share price
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| USDe / USDGLLTV 91.5% | $57.6K | 96.1% |
| PONS / USDGLLTV 62.5% | $1.6K | 2.6% |
| CASHCAT / USDGLLTV 38.5% · not listed in the Morpho app | $601 | 1.0% |
| CASHCAT / USDGLLTV 62.5% · not listed in the Morpho app | $144 | 0.2% |
| AI / USDGLLTV 62.5% · not listed in the Morpho app | $17.00 | 0.0% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| USDe | 96.1% |
|---|---|
| PONS | 2.6% |
| Other | 1.3% |
Returns over time
Net APY actually earned over each period, from the share price
| Last day | 3.67% |
|---|---|
| Last 7 days | 3.54% |
| Last 30 days | 1.69% |
| Since the vault started | 1.43% |
Who controls this vault
| Curator | Api3 |
|---|---|
| Owner | 0x82B4…98A43-of-5 multisig |
| Timelock to raise a cap | 7 dayswait before more can go into a market |
| Timelock to add an adapter | 7 dayswait before a new kind of investment |
| Timelock to raise fees | None |
| Allocators | 2addresses that move money between markets |
| Sentinels | 1can pull money back or cut caps in an emergency |
| Created | July 8, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | USDGprice $0.9999 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 3.69% |
| Vault contract | 0x3778…d0A8 |
| USDG token | 0x5fc5…d168 |
| Network | Robinhood Chain |
The curator's description: "Lend USDG against the only honest collateral on-chain. Api3 oracles price it. OEV guarantees prompt reliable liquidations. And Api3 backs it with its own capital deposited alongside yours."
Largest depositors
74 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0x82B4…98A4 | $50.2K | 83.8% |
| 0xe365…13D8 | $5.0K | 8.3% |
| 0x3Be3…fC5D | $1.5K | 2.5% |
| 0x899c…B3A8 | $1.0K | 1.7% |
| 0x14Ab…19c2 | $787 | 1.3% |
| 0xE7eF…2D59 | $282 | 0.5% |
| 0x216F…daE6 | $220 | 0.4% |
| 0x78F6…6D47 | $200 | 0.3% |
| 0x6F41…7287 | $151 | 0.3% |
| 0x9480…1302 | $100 | 0.2% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About Purinta USDG
Purinta USDG is a Morpho V2 vault on Robinhood Chain, created on July 8, 2026. It takes USDG deposits and lends them to borrowers in 5 Morpho markets. The curator, Api3, decides which markets it may use and how much can go into each.
It holds $60.0K (59.95K USDG) from 74 depositors and pays a net APY of 3.51% after its 5% performance fee. Over the last 30 days depositors actually earned 1.69% a year.
Its largest position is USDe / USDG at 96% of what it lends, followed by PONS / USDG (3%) and CASHCAT / USDG (1%). Counting every market, its loans are backed mainly by USDe (96%), PONS (3%) and Other (1%). 96% of deposits could be withdrawn right now.
Risky changes, such as adding a market, wait behind a 7-day timelock on raising caps, which gives depositors time to leave first. The owner is a 3-of-5 multisig wallet. Morpho's app shows no warnings for this vault.
Purinta USDG: quick answers
What is the APY of Purinta USDG on Robinhood Chain?
Purinta USDG pays 3.51% net APY right now, after its fees. Measured from the growth of its share price, it paid 1.69% over the last 30 days. The rate changes every day with what its borrowers pay.
What does Purinta USDG lend against?
It lends USDG through 5 Morpho markets. The biggest is USDe / USDG with 96% of its lending. Overall its loans are backed mainly by USDe (96%), PONS (3%) and Other (1%).
Can I withdraw from Purinta USDG right now?
About $57.6K of its $60.0K in deposits (96%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.
Who runs Purinta USDG and what does it charge?
Api3 curates it. It keeps 5% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of Purinta USDG?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 7-day timelock on raising caps. This is not advice.
Other USDG vaults
The same deposit asset, other curators and networks