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Morpho Watch

Re7 WETHV2

A Morpho V2 vault on OP Mainnet that lends out WETH deposits, curated by RE7 Labs. Depositors earn 5.84% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

5.84%

incl. 4.71% in rewards

30-day APY

1.24%

7-day 1.58%

Deposits

$2.68M

995.81 WETH

Withdrawable now

$293K

11% of deposits

Performance fee

10%

of the interest earned

Depositors

69

largest holds 17.1%

Open in the Morpho app ↗Earnings calculator

Re7 WETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 94.5% $2.68M 100.0% 1.26% 89.1% –

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH100.0%
Other0.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day6.09%
Last 7 days1.58%
Last 30 days1.24%
Since the vault started1.84%

Who controls this vault

CuratorRE7 Labs
Owner0xD8B0…C9402-of-4 multisig
Timelock to raise a cap3 dayswait before more can go into a market
Timelock to add an adapter3 dayswait before a new kind of investment
Timelock to raise feesNone
Allocators1addresses that move money between markets
Sentinels0can pull money back or cut caps in an emergency
Pending changes2SetForceDeallocatePenalty from September 28, 2026; DecreaseTimelock from September 28, 2026
CreatedApril 21, 2026

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMorpho Vault V2
APY before fees1.26%
RewardsOP 4.71%
Vault contract0x3d63…DD76
WETH token0x4200…0006
NetworkOP Mainnet

The curator's description: "The Re7 WETH Morpho V2 vault curated by Re7 Labs aims to outperform staked ETH yields by lending WETH against a diverse set of Liquid Staking and Liquid Restaking Token collateral markets"

Largest depositors

69 addresses hold shares in this vault

AddressDepositShare of vault
0x4e7F…a896$457K17.1%
0x462a…31d0$417K15.6%
0x85ca…7927$393K14.7%
0xc14e…7298$168K6.3%
0xa01A…7f41$135K5.0%
0xFF76…fB4c$123K4.6%
0x694A…11C6$116K4.3%
0x7377…01c9$109K4.1%
0xB5D2…Da13$108K4.0%
0xDFCf…9e5c$103K3.8%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Re7 WETH

Re7 WETH is a Morpho V2 vault on OP Mainnet, created on April 21, 2026. It takes WETH deposits and lends them to borrowers in 1 Morpho market. The curator, RE7 Labs, decides which markets it may use and how much can go into each.

It holds $2.68M (995.81 WETH) from 69 depositors and pays a net APY of 5.84% after its 10% performance fee. Over the last 30 days depositors actually earned 1.24% a year. About 4.71% of today's rate comes from OP rewards, which can stop at any time.

Its largest position is wstETH / WETH at 100% of what it lends. Counting every market, its loans are backed mainly by wstETH (100%). 11% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock on raising caps, which gives depositors time to leave first. The owner is a 2-of-4 multisig wallet. Morpho's app shows no warnings for this vault.

Re7 WETH: quick answers

What is the APY of Re7 WETH on OP Mainnet?

Re7 WETH pays 5.84% net APY right now, after its fees and including 4.71% of rewards. Measured from the growth of its share price, it paid 1.24% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Re7 WETH lend against?

It lends WETH through 1 Morpho market. The biggest is wstETH / WETH with 100% of its lending. Overall its loans are backed mainly by wstETH (100%).

Can I withdraw from Re7 WETH right now?

About $293K of its $2.68M in deposits (11%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Re7 WETH and what does it charge?

RE7 Labs curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Re7 WETH?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock on raising caps. This is not advice.

Other WETH vaults

The same deposit asset, other curators and networks

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