Clearstar Accountable AUSDV2
A Morpho V2 vault on Monad that lends out AUSD deposits, curated by Clearstar. Depositors earn 5.99% a year right now after a 5% performance fee.
Data from Morpho's API · updated
Net APY
5.99%
incl. 0.57% in rewards
30-day APY
5.85%
7-day 5.59%
Deposits
$3.00M
3.00M AUSD
Withdrawable now
$303K
10% of deposits
Performance fee
5%
of the interest earned
Depositors
25
largest holds 40.2%
Clearstar Accountable AUSD APY history
Net APY earned each day, measured from the vault's share price
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| naccUSDC / AUSDLLTV 86% | $1.95M | 64.9% |
| YZM / AUSDLLTV 91.5% | $1.05M | 35.1% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| naccUSDC | 64.9% |
|---|---|
| YZM | 35.1% |
| vUSD | 0.0% |
Returns over time
Net APY actually earned over each period, from the share price
| Last day | 5.80% |
|---|---|
| Last 7 days | 5.59% |
| Last 30 days | 5.85% |
| Since the vault started | 6.76% |
Who controls this vault
| Curator | Clearstar |
|---|---|
| Owner | 0xb3CF…2B443-of-6 multisig |
| Timelock to raise a cap | 3 dayswait before more can go into a market |
| Timelock to add an adapter | 3 dayswait before a new kind of investment |
| Timelock to raise fees | None |
| Allocators | 3addresses that move money between markets |
| Sentinels | 1can pull money back or cut caps in an emergency |
| Created | May 29, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | AUSDprice $0.9999 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 5.72% |
| Rewards | WMON 0.57% |
| Vault contract | 0xbe3E…E9a1 |
| AUSD token | 0x0000…012a |
| Network | Monad |
The curator's description: "The Clearstar Yield AUSD vault aims to provide liquidity to volatile and frontier assets on Monad."
Largest depositors
25 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0xeC0D…aE08 | $1.21M | 40.2% |
| 0xEDb7…374B | $1.18M | 39.3% |
| 0x732F…1e84 | $495K | 16.5% |
| 0x0F76…C916 | $86.0K | 2.9% |
| 0x34a4…7CeC | $20.2K | 0.7% |
| 0x20c5…27Be | $10.4K | 0.3% |
| 0x0E0c…407d | $2.0K | 0.1% |
| 0xA174…925B | $380 | 0.0% |
| 0xb0A0…4F17 | $97.00 | <0.01% |
| 0x8D9E…83bb | $90.00 | <0.01% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About Clearstar Accountable AUSD
Clearstar Accountable AUSD is a Morpho V2 vault on Monad, created on May 29, 2026. It takes AUSD deposits and lends them to borrowers in 2 Morpho markets. The curator, Clearstar, decides which markets it may use and how much can go into each.
It holds $3.00M (3.00M AUSD) from 25 depositors and pays a net APY of 5.99% after its 5% performance fee. Over the last 30 days depositors actually earned 5.85% a year. About 0.57% of today's rate comes from WMON rewards, which can stop at any time.
Its largest position is naccUSDC / AUSD at 65% of what it lends, followed by YZM / AUSD (35%). Counting every market, its loans are backed mainly by naccUSDC (65%) and YZM (35%). 10% of deposits could be withdrawn right now.
Risky changes, such as adding a market, wait behind a 3-day timelock on raising caps, which gives depositors time to leave first. The owner is a 3-of-6 multisig wallet. Morpho's app shows no warnings for this vault.
Clearstar Accountable AUSD: quick answers
What is the APY of Clearstar Accountable AUSD on Monad?
Clearstar Accountable AUSD pays 5.99% net APY right now, after its fees and including 0.57% of rewards. Measured from the growth of its share price, it paid 5.85% over the last 30 days. The rate changes every day with what its borrowers pay.
What does Clearstar Accountable AUSD lend against?
It lends AUSD through 2 Morpho markets. The biggest is naccUSDC / AUSD with 65% of its lending. Overall its loans are backed mainly by naccUSDC (65%) and YZM (35%).
Can I withdraw from Clearstar Accountable AUSD right now?
About $303K of its $3.00M in deposits (10%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.
Who runs Clearstar Accountable AUSD and what does it charge?
Clearstar curates it. It keeps 5% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of Clearstar Accountable AUSD?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock on raising caps. This is not advice.
Other AUSD vaults
The same deposit asset, other curators and networks
| Vault | Net APY |
|---|---|
| Bitwise Premium RWA AUSDV2Bitwise · Ethereum · $21.73M | 7.44%incl. 3.24% rewards |
| SharpByte AUSD Tori EcosystemV2SharpByte · Monad · $5.47M | 8.90%incl. 4.49% rewards |
| Flowdesk AUSD RWA StrategyV2Flowdesk · Ethereum · $4.98M | 5.09% |
| Y10k AUSD VaultV2Y10k Capital · Monad · $999K | 6.72%incl. 0.57% rewards |
| Steakhouse High Yield InstantV2Steakhouse Financial · Ethereum · $444K | 4.57% |
| Steakhouse High Yield AUSDV2Steakhouse Financial · Monad · $126K | 0.71%incl. 0.23% rewards |
| Grove x Steakhouse High Yield AUSDSteakhouse Financial · Monad · $108K | 1.89%incl. 0.57% rewards |
| Dialectic AUSD RWAV2Dialectic Meccanico · Ethereum · $101K | 4.37% |