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Morpho Watch

Gauntlet USDC

A Morpho vault on Katana that lends out vbUSDC deposits, curated by Gauntlet. Depositors earn 0.00% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

0.00%

after fees, paid to depositors

30-day APY

2.24%

7-day 0.02%

Deposits

$2.5K

2.47K vbUSDC

Withdrawable now

$2.5K

100% of deposits

Performance fee

10%

of the interest earned

Depositors

129

largest holds 57.3%

Open in the Morpho app ↗Earnings calculator

Gauntlet USDC APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
Idle cashnot lent out $2.5K 100.0% – – No limit

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

Other100.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day0.00%
Last 7 days0.02%
Last 30 days2.24%
Last year2.42%
Since the vault started2.02%

Who controls this vault

CuratorGauntlet
Owner0x5D8C…F69f4-of-7 multisig
Guardian0xd381…B251
Timelock3 dayswait before risky changes take effect
Allocators2addresses that move money between markets
CreatedJune 24, 2025

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetvbUSDCprice $0.9999
Vault versionMetaMorpho (V1)
APY before fees0.00%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0xE424…15f7
vbUSDC token0x203A…FD36
NetworkKatana

The curator's description: "The Gauntlet USDC Vault will list a selection of liquid collateral markets and allocate across them to optimize risk-adjusted yield. The Vault's risk strategy will follow the CORE framework, where Gauntlet curates deposits to balance security and yield to provide a moderate risk profile and competitive APY for USDC suppliers."

Largest depositors

129 addresses hold shares in this vault

AddressDepositShare of vault
0xE509…04E8$1.4K57.3%
0xeE18…cadb$73129.6%
0x98b6…Fe7B$39.001.6%
0xE131…b422$34.001.4%
0xD46d…776A$27.001.1%
0xEF2d…Ce4e$24.001.0%
0xcb44…c960$20.000.8%
0x5907…121e$20.000.8%
0x5471…bb6D$13.000.5%
0x64a2…4Ec0$12.000.5%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Gauntlet USDC

Gauntlet USDC is a MetaMorpho vault (Morpho V1) on Katana, created on June 24, 2025. It takes vbUSDC deposits and lends them to borrowers in 0 Morpho markets. The curator, Gauntlet, decides which markets it may use and how much can go into each.

It holds $2.5K (2.47K vbUSDC) from 129 depositors and pays a net APY of 0.00% after its 10% performance fee. Over the last 30 days depositors actually earned 2.24% a year, and 2.42% over the last year.

Risky changes, such as adding a market, wait behind a 3-day timelock, which gives depositors time to leave first. The owner is a 4-of-7 multisig wallet. Morpho's app shows no warnings for this vault.

Gauntlet USDC: quick answers

What is the APY of Gauntlet USDC on Katana?

Gauntlet USDC pays 0.00% net APY right now, after its fees. Measured from the growth of its share price, it paid 2.24% over the last 30 days. The rate changes every day with what its borrowers pay.

Can I withdraw from Gauntlet USDC right now?

Yes: all of its $2.5K in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed vbUSDC left. That can change quickly when borrowing picks up.

Who runs Gauntlet USDC and what does it charge?

Gauntlet curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Gauntlet USDC?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock. This is not advice.

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The same deposit asset, other curators and networks

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