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Morpho Watch

Felix USDC V2V2

A Morpho V2 vault on HyperEVM that lends out USDC deposits, curated by Felix. Depositors earn 3.78% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

3.78%

after fees, paid to depositors

30-day APY

4.90%

7-day 4.30%

Deposits

$8.73M

8.74M USDC

Withdrawable now

$3.05M

35% of deposits

Performance fee

10%

of the interest earned

Depositors

269

largest holds 22.9%

Open in the Morpho app ↗Earnings calculator

Felix USDC V2 APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
kHYPE / USDCLLTV 62.5% $4.11M 48.1% 4.20% 76.7% –
WHYPE / USDCLLTV 77% $3.04M 35.6% 4.23% 77.4% –
kHYPE / USDCLLTV 77% $572K 6.7% 4.23% 77.3% –
WHYPE / USDCLLTV 62.5% $449K 5.3% 4.15% 75.8% –
UBTC / USDCLLTV 77% $304K 3.6% 4.22% 77.4% –
wstHYPE / USDCLLTV 77% $72.4K 0.8% 4.48% 90.3% –

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

kHYPE55.4%
WHYPE40.1%
UBTC3.6%
wstHYPE0.8%
PT-kHYPE-24SEP20260.0%
Other0.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day3.83%
Last 7 days4.30%
Last 30 days4.90%
Since the vault started5.14%

Who controls this vault

CuratorFelix
Owner0x4A82…0B3A4-of-6 multisig
Timelock to raise a cap3 dayswait before more can go into a market
Timelock to add an adapter3 dayswait before a new kind of investment
Timelock to raise feesNone
Allocators2addresses that move money between markets
Sentinels1can pull money back or cut caps in an emergency
CreatedAugust 4, 2026

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetUSDCprice $0.9999
Vault versionMorpho Vault V2
APY before fees4.21%
Vault contract0x5125…bE8b
USDC token0xb883…630f
NetworkHyperEVM

The curator's description: "The Felix USDC vault supplies USDC to mature high liquidity Morpho Blue markets where loans are backed by liquid blue chip collateral and allocations are managed to prioritize risk adjusted yield."

Largest depositors

269 addresses hold shares in this vault

AddressDepositShare of vault
0x5FF3…bd74$2.00M22.9%
0x52DD…0156$1.29M14.7%
0xC1d7…2DBd$1.01M11.5%
0x8B41…E425$391K4.5%
0x4234…675a$318K3.6%
0x585f…F4B1$253K2.9%
0x6f61…270d$250K2.9%
0x8AB1…D9F3$200K2.3%
0xc3EE…F688$173K2.0%
0x3aeE…e8e8$151K1.7%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Felix USDC V2 V2

Felix USDC V2 V2 is a Morpho V2 vault on HyperEVM, created on August 4, 2026. It takes USDC deposits and lends them to borrowers in 6 Morpho markets. The curator, Felix, decides which markets it may use and how much can go into each.

It holds $8.73M (8.74M USDC) from 269 depositors and pays a net APY of 3.78% after its 10% performance fee. Over the last 30 days depositors actually earned 4.90% a year.

Its largest position is kHYPE / USDC at 48% of what it lends, followed by WHYPE / USDC (36%) and kHYPE / USDC (7%). Counting every market, its loans are backed mainly by kHYPE (55%), WHYPE (40%) and UBTC (4%). 35% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock on raising caps, which gives depositors time to leave first. The owner is a 4-of-6 multisig wallet. Morpho's app shows no warnings for this vault.

Felix USDC V2 V2: quick answers

What is the APY of Felix USDC V2 V2 on HyperEVM?

Felix USDC V2 V2 pays 3.78% net APY right now, after its fees. Measured from the growth of its share price, it paid 4.90% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Felix USDC V2 V2 lend against?

It lends USDC through 6 Morpho markets. The biggest is kHYPE / USDC with 48% of its lending. Overall its loans are backed mainly by kHYPE (55%), WHYPE (40%) and UBTC (4%).

Can I withdraw from Felix USDC V2 V2 right now?

About $3.05M of its $8.73M in deposits (35%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Felix USDC V2 V2 and what does it charge?

Felix curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Felix USDC V2 V2?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock on raising caps. This is not advice.

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