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Morpho Watch

SingularV ETHV2

A Morpho V2 vault on Ethereum that lends out WETH deposits, curated by SingularV. Depositors earn 1.76% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

1.76%

after fees, paid to depositors

30-day APY

1.58%

7-day 1.65%

Deposits

$153K

56.99 WETH

Withdrawable now

$153K

100% of deposits

Performance fee

10%

of the interest earned

Depositors

19

largest holds 33.5%

Open in the Morpho app ↗Earnings calculator

SingularV ETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 96.5% $153K 99.9% 2.01% 90.5% –
hgETH / WETHLLTV 91.5% · not listed in the Morpho app $163 0.1% 5.06% 83.6% –

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH99.9%
Other0.1%
cbBTC0.0%
WBTC0.0%
pufETH0.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day1.87%
Last 7 days1.65%
Last 30 days1.58%
Since the vault started2.80%

Who controls this vault

CuratorSingularV
Owner0x4605…45d5
Timelock to raise a cap3 dayswait before more can go into a market
Timelock to add an adapter3 dayswait before a new kind of investment
Timelock to raise fees3 days
Allocators2addresses that move money between markets
Sentinels1can pull money back or cut caps in an emergency
CreatedJanuary 22, 2026

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMorpho Vault V2
APY before fees1.95%
Vault contract0xF39A…256B
WETH token0xC02a…6Cc2
NetworkEthereum

The curator's description: "SingularV ETH lending vault on Morpho V2 that allocates across diversified collateral markets to generate yield for depositors. Curated by SingularV with a focus on risk-adjusted returns through disciplined market selection and parameter management."

Largest depositors

19 addresses hold shares in this vault

AddressDepositShare of vault
0x23cb…2b13$51.3K33.5%
0x2291…2B3c$40.9K26.7%
0x7Bb8…E282$25.8K16.9%
0x4605…45d5$23.9K15.6%
0x473C…2bc6$5.5K3.6%
0x998D…4eFc$4.7K3.1%
0x7229…8CBE$6830.4%
0xc873…1688$2700.2%
0x38d9…d2f7$1180.1%
0x4c92…3599$34.000.0%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About SingularV ETH V2

SingularV ETH V2 is a Morpho V2 vault on Ethereum, created on January 22, 2026. It takes WETH deposits and lends them to borrowers in 2 Morpho markets. The curator, SingularV, decides which markets it may use and how much can go into each.

It holds $153K (56.99 WETH) from 19 depositors and pays a net APY of 1.76% after its 10% performance fee. Over the last 30 days depositors actually earned 1.58% a year.

Its largest position is wstETH / WETH at 100% of what it lends, followed by hgETH / WETH (0%). Counting every market, its loans are backed mainly by wstETH (100%) and Other (0%). 100% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock on raising caps, which gives depositors time to leave first. Morpho's app shows no warnings for this vault.

SingularV ETH V2: quick answers

What is the APY of SingularV ETH V2 on Ethereum?

SingularV ETH V2 pays 1.76% net APY right now, after its fees. Measured from the growth of its share price, it paid 1.58% over the last 30 days. The rate changes every day with what its borrowers pay.

What does SingularV ETH V2 lend against?

It lends WETH through 2 Morpho markets. The biggest is wstETH / WETH with 100% of its lending. Overall its loans are backed mainly by wstETH (100%) and Other (0%).

Can I withdraw from SingularV ETH V2 right now?

Yes: all of its $153K in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed WETH left. That can change quickly when borrowing picks up.

Who runs SingularV ETH V2 and what does it charge?

SingularV curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of SingularV ETH V2?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock on raising caps. This is not advice.

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