RockawayX USDC PrimeV2
A Morpho V2 vault on Ethereum that lends out USDC deposits, curated by RockawayX. Depositors earn 4.54% a year right now after a 0% performance fee.
Data from Morpho's API · updated
Net APY
4.54%
after fees, paid to depositors
30-day APY
4.36%
7-day 4.43%
Deposits
$10.00
10.27 USDC
Withdrawable now
$10.00
100% of deposits
Performance fee
0%
of the interest earned
Depositors
7
largest holds 40.0%
RockawayX USDC Prime APY history
Net APY earned each day, measured from the vault's share price
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| WBTC / USDCLLTV 86% | $10.00 | 100.0% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| WBTC | 100.0% |
|---|---|
| wstETH | 0.0% |
| cbBTC | 0.0% |
Returns over time
Net APY actually earned over each period, from the share price
| Last day | 4.62% |
|---|---|
| Last 7 days | 4.43% |
| Last 30 days | 4.36% |
| Since the vault started | 118.46% |
Who controls this vault
| Curator | RockawayX |
|---|---|
| Owner | 0xbBac…f9184-of-8 multisig |
| Timelock to raise a cap | 7 dayswait before more can go into a market |
| Timelock to add an adapter | 7 dayswait before a new kind of investment |
| Timelock to raise fees | 7 days |
| Allocators | 2addresses that move money between markets |
| Sentinels | 1can pull money back or cut caps in an emergency |
| Pending changes | 1SetForceDeallocatePenalty from July 24, 2026 |
| Created | March 23, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | USDCprice $0.9999 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 4.54% |
| Vault contract | 0x5f82…8e21 |
| USDC token | 0xA0b8…eB48 |
| Network | Ethereum |
The curator's description: "The RockawayX USDC Prime vault allocates USDC across a curated set of bluechips ETH and BTC-backed Morpho markets to deliver sustainable risk-adjusted lending yield. Exposure is limited to established collateral with proven audit history and deep on-chain liquidity."
Largest depositors
7 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0x9Ecb…8bf3 | $4.00 | 40.0% |
| 0x9e19…2bf1 | $2.00 | 20.0% |
| 0xA2A3…9C8c | $2.00 | 20.0% |
| 0x0000…dEaD | $1.00 | 10.0% |
| 0x9d33…FAD3 | $1.00 | 10.0% |
| 0x1121…0a11 | $0 | 0.0% |
| 0x09d4…8640 | $0 | 0.0% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About RockawayX USDC Prime
RockawayX USDC Prime is a Morpho V2 vault on Ethereum, created on March 23, 2026. It takes USDC deposits and lends them to borrowers in 1 Morpho market. The curator, RockawayX, decides which markets it may use and how much can go into each.
It holds $10.00 (10.27 USDC) from 7 depositors and pays a net APY of 4.54% after its 0% performance fee. Over the last 30 days depositors actually earned 4.36% a year.
Its largest position is WBTC / USDC at 100% of what it lends. Counting every market, its loans are backed mainly by WBTC (100%). 100% of deposits could be withdrawn right now.
Risky changes, such as adding a market, wait behind a 7-day timelock on raising caps, which gives depositors time to leave first. The owner is a 4-of-8 multisig wallet. Morpho's app shows no warnings for this vault.
RockawayX USDC Prime: quick answers
What is the APY of RockawayX USDC Prime on Ethereum?
RockawayX USDC Prime pays 4.54% net APY right now, after its fees. Measured from the growth of its share price, it paid 4.36% over the last 30 days. The rate changes every day with what its borrowers pay.
What does RockawayX USDC Prime lend against?
It lends USDC through 1 Morpho market. The biggest is WBTC / USDC with 100% of its lending. Overall its loans are backed mainly by WBTC (100%).
Can I withdraw from RockawayX USDC Prime right now?
Yes: all of its $10.00 in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed USDC left. That can change quickly when borrowing picks up.
Who runs RockawayX USDC Prime and what does it charge?
RockawayX curates it. It keeps 0% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of RockawayX USDC Prime?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 7-day timelock on raising caps. This is not advice.
Other USDC vaults
The same deposit asset, other curators and networks