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Morpho Watch

Re7 WETH⚠ Deposit disabled

A Morpho vault on Ethereum that lends out WETH deposits, curated by RE7 Labs. Depositors earn 1.30% a year right now after a 20% performance fee.

Data from Morpho's API · updated

Net APY

1.30%

after fees, paid to depositors

30-day APY

0.25%

7-day 1.09%

Deposits

$774K

288.04 WETH

Withdrawable now

$774K

100% of deposits

Performance fee

20%

of the interest earned

Depositors

175

largest holds 39.9%

Open in the Morpho app ↗Earnings calculator

Warnings from Morpho

Morpho's app flags these. Check the bad debt page and the markets below before depositing.

Re7 WETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 94.5% $775K 100.0% 1.62% 88.9% $26.91M
Idle cashnot lent out $27.00 <0.01% – – $2691.12B

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH100.0%
Other<0.01%

Returns over time

Net APY actually earned over each period, from the share price

Last day1.73%
Last 7 days1.09%
Last 30 days0.25%
Last year1.07%
Since the vault started2.85%

Who controls this vault

CuratorRE7 Labs
Owner0xE863…44332-of-4 multisig
GuardianNone
Timelock3 dayswait before risky changes take effect
Allocators2addresses that move money between markets
CreatedJanuary 30, 2024

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMetaMorpho (V1)
APY before fees1.63%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0x78Fc…94d0
WETH token0xC02a…6Cc2
NetworkEthereum

The curator's description: "The Re7 WETH Morpho vault curated by Re7 Labs aims to outperform staked ETH yields by lending WETH against a diverse set of Liquid Staking and Liquid Restaking Token collateral markets."

Largest depositors

175 addresses hold shares in this vault

AddressDepositShare of vault
0x7AFD…311C$309K39.9%
0x82cb…8198$122K15.7%
0xA64c…F2eC$99.0K12.8%
0xB55a…888A$81.2K10.5%
0x82a3…631B$58.2K7.5%
0x2e9E…C85b$50.1K6.5%
0x92F8…F40b$26.0K3.4%
0x7DaA…a868$6.7K0.9%
0x6ab7…4897$4.3K0.6%
0xf871…5Aa7$2.9K0.4%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Re7 WETH

Re7 WETH is a MetaMorpho vault (Morpho V1) on Ethereum, created on January 30, 2024. It takes WETH deposits and lends them to borrowers in 1 Morpho market. The curator, RE7 Labs, decides which markets it may use and how much can go into each.

It holds $774K (288.04 WETH) from 175 depositors and pays a net APY of 1.30% after its 20% performance fee. Over the last 30 days depositors actually earned 0.25% a year, and 1.07% over the last year.

Its largest position is wstETH / WETH at 100% of what it lends. Counting every market, its loans are backed mainly by wstETH (100%) and Other (<0.01%). 100% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock, which gives depositors time to leave first. The owner is a 2-of-4 multisig wallet. Morpho's app shows a warning for this vault: deposit disabled.

Re7 WETH: quick answers

What is the APY of Re7 WETH on Ethereum?

Re7 WETH pays 1.30% net APY right now, after its fees. Measured from the growth of its share price, it paid 0.25% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Re7 WETH lend against?

It lends WETH through 1 Morpho market. The biggest is wstETH / WETH with 100% of its lending. Overall its loans are backed mainly by wstETH (100%) and Other (<0.01%).

Can I withdraw from Re7 WETH right now?

Yes: all of its $774K in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed WETH left. That can change quickly when borrowing picks up.

Who runs Re7 WETH and what does it charge?

RE7 Labs curates it. It keeps 20% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Re7 WETH?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock. Morpho's app flags: deposit disabled. This is not advice.

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The same deposit asset, other curators and networks

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