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Morpho Watch

MEV Capital wETH

A Morpho vault on Ethereum that lends out WETH deposits, curated by MEV Capital. Depositors earn 1.75% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

1.75%

after fees, paid to depositors

30-day APY

1.58%

7-day 1.66%

Deposits

$5.02M

1.87K WETH

Withdrawable now

$5.02M

100% of deposits

Performance fee

10%

of the interest earned

Depositors

171

largest holds 83.9%

Open in the Morpho app ↗Earnings calculator

MEV Capital wETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 96.5% $5.03M 100.0% 2.01% 90.5% $53.82M
WBTC / WETHLLTV 91.5% $1.00 <0.01% 0.20% 40.8% $4.04M
cbBTC / WETHLLTV 91.5% $0 0.0% 0.02% 31.2% $29.60M
Idle cashnot lent out $0 0.0% – – No limit
wstETH / WETHLLTV 94.5% $0 0.0% 1.62% 88.9% $53.82M
weETH / WETHLLTV 86% $0 0.0% 0.09% 89.5% $32.29M

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH100.0%
WBTC<0.01%
cbBTC0.0%
Other0.0%
weETH0.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day1.83%
Last 7 days1.66%
Last 30 days1.58%
Last year3.90%
Since the vault started3.67%

Who controls this vault

CuratorMEV Capital
Owner0x38af…82DB2-of-5 multisig
Guardian0x7774…9711
Timelock3 dayswait before risky changes take effect
Allocators3addresses that move money between markets
CreatedJuly 28, 2024

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMetaMorpho (V1)
APY before fees1.95%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0x9a8b…61D8
WETH token0xC02a…6Cc2
NetworkEthereum

The curator's description: "The MEVCap WETH Morpho vault, curated by MEV Capital, aims at optimizing risk-adjusted interest by lending wrapped ETH (wETH) to borrow a listed range of Liquid Staking Token (LST) and Liquid Restaking Token (LRT) as collateralized assets on Ethereum Chain."

Largest depositors

171 addresses hold shares in this vault

AddressDepositShare of vault
0xB757…a9b5$4.21M83.9%
0x1Ee1…C3Cd$209K4.2%
0xf42D…cf42$155K3.1%
0xe538…1C0F$141K2.8%
0x5d05…A356$63.6K1.3%
0x76c2…F870$42.5K0.8%
0x761E…ae1C$28.1K0.6%
0xda70…44b3$27.7K0.6%
0xA3E7…1A1d$26.4K0.5%
0x0124…bBbB$17.3K0.3%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About MEV Capital wETH

MEV Capital wETH is a MetaMorpho vault (Morpho V1) on Ethereum, created on July 28, 2024. It takes WETH deposits and lends them to borrowers in 2 Morpho markets. The curator, MEV Capital, decides which markets it may use and how much can go into each.

It holds $5.02M (1.87K WETH) from 171 depositors and pays a net APY of 1.75% after its 10% performance fee. Over the last 30 days depositors actually earned 1.58% a year, and 3.90% over the last year.

Its largest position is wstETH / WETH at 100% of what it lends, followed by WBTC / WETH (<0.01%). Counting every market, its loans are backed mainly by wstETH (100%) and WBTC (<0.01%). 100% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock, which gives depositors time to leave first. The owner is a 2-of-5 multisig wallet. Morpho's app shows no warnings for this vault.

MEV Capital wETH: quick answers

What is the APY of MEV Capital wETH on Ethereum?

MEV Capital wETH pays 1.75% net APY right now, after its fees. Measured from the growth of its share price, it paid 1.58% over the last 30 days. The rate changes every day with what its borrowers pay.

What does MEV Capital wETH lend against?

It lends WETH through 2 Morpho markets. The biggest is wstETH / WETH with 100% of its lending. Overall its loans are backed mainly by wstETH (100%) and WBTC (<0.01%).

Can I withdraw from MEV Capital wETH right now?

Yes: all of its $5.02M in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed WETH left. That can change quickly when borrowing picks up.

Who runs MEV Capital wETH and what does it charge?

MEV Capital curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of MEV Capital wETH?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock. This is not advice.

Other WETH vaults

The same deposit asset, other curators and networks

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