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Morpho Watch

Gauntlet WBTC Core

A Morpho vault on Ethereum that lends out WBTC deposits, curated by Gauntlet. Depositors earn 0.07% a year right now after a 10% performance fee.

Data from Morpho's API · updated

Net APY

0.07%

after fees, paid to depositors

30-day APY

0.06%

7-day 0.06%

Deposits

$2.55M

30.44 WBTC

Withdrawable now

$1.29M

51% of deposits

Performance fee

10%

of the interest earned

Depositors

127

largest holds 33.4%

Open in the Morpho app ↗Earnings calculator

Gauntlet WBTC Core APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
SolvBTC / WBTCLLTV 94.5% $1.40M 54.6% 0.12% 90.5% $5.05M
Idle cashnot lent out $1.16M 45.4% – – No limit

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

SolvBTC54.6%
Other45.4%

Returns over time

Net APY actually earned over each period, from the share price

Last day0.07%
Last 7 days0.06%
Last 30 days0.06%
Last year0.57%
Since the vault started0.69%

Who controls this vault

CuratorGauntlet
Owner0xC684…fAec4-of-7 multisig
Guardian0x7084…84cD
Timelock3 dayswait before risky changes take effect
Allocators2addresses that move money between markets
Pending changes1SetCap from May 15, 2026
CreatedAugust 6, 2024

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWBTCprice $83.9K
Vault versionMetaMorpho (V1)
APY before fees0.07%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0x443d…f9b2
WBTC token0x2260…C599
NetworkEthereum

The curator's description: "The WBTC Core Vault will list a range of liquid collateral markets and continuously optimize risk-adjusted yield across those markets. This vault targets a higher risk level than Gauntlet's Prime Vaults."

Largest depositors

127 addresses hold shares in this vault

AddressDepositShare of vault
0x2E15…1392$852K33.4%
0xa960…Cf83$845K33.1%
0xBf9c…3278$102K4.0%
0xDDC2…12Ff$89.5K3.5%
0x4c32…eAfa$88.4K3.5%
0xc175…cF7E$69.1K2.7%
0x13A9…bBfc$67.7K2.6%
0xaf4F…8B90$65.4K2.6%
0x6946…7E9D$52.3K2.0%
0x3598…dcE7$42.1K1.6%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Gauntlet WBTC Core

Gauntlet WBTC Core is a MetaMorpho vault (Morpho V1) on Ethereum, created on August 6, 2024. It takes WBTC deposits and lends them to borrowers in 1 Morpho market. The curator, Gauntlet, decides which markets it may use and how much can go into each.

It holds $2.55M (30.44 WBTC) from 127 depositors and pays a net APY of 0.07% after its 10% performance fee. Over the last 30 days depositors actually earned 0.06% a year, and 0.57% over the last year.

Its largest position is SolvBTC / WBTC at 55% of what it lends. Counting every market, its loans are backed mainly by SolvBTC (55%) and Other (45%). 51% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 3-day timelock, which gives depositors time to leave first. The owner is a 4-of-7 multisig wallet. Morpho's app shows no warnings for this vault.

Gauntlet WBTC Core: quick answers

What is the APY of Gauntlet WBTC Core on Ethereum?

Gauntlet WBTC Core pays 0.07% net APY right now, after its fees. Measured from the growth of its share price, it paid 0.06% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Gauntlet WBTC Core lend against?

It lends WBTC through 1 Morpho market. The biggest is SolvBTC / WBTC with 55% of its lending. Overall its loans are backed mainly by SolvBTC (55%) and Other (45%).

Can I withdraw from Gauntlet WBTC Core right now?

About $1.29M of its $2.55M in deposits (51%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Gauntlet WBTC Core and what does it charge?

Gauntlet curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Gauntlet WBTC Core?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 3-day timelock. This is not advice.

Other WBTC vaults

The same deposit asset, other curators and networks

All WBTC options →
Vault Deposits Net APY 30-day APY Fee Withdrawable
Vault Bridge WBTCGauntlet · Ethereum · $15.41M $15.41M183.71 WBTC 0.00% 0.00% 5% $15.41M
Wintermute Confidential WBTCV2Armitage by Wintermute · Ethereum · $602K $602K7.18 WBTC 5.00%incl. 3.12% rewards 0.92% 0%+0.4% a year $74.2K