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Morpho Watch

Moonwell Frontier cbBTC

A Morpho vault on Base that lends out cbBTC deposits, curated by Anthias Labs. Depositors earn 0.09% a year right now after a 15% performance fee.

Data from Morpho's API · updated

Net APY

0.09%

incl. 0.07% in rewards

30-day APY

0.09%

7-day 0.09%

Deposits

$1.13M

13.44 cbBTC

Withdrawable now

$785K

70% of deposits

Performance fee

15%

of the interest earned

Depositors

991

largest holds 33.2%

Open in the Morpho app ↗Earnings calculator

Moonwell Frontier cbBTC APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
LBTC / cbBTCLLTV 91.5% $683K 60.4% 0.04% 57.6% $8.41M
Idle cashnot lent out $448K 39.6% – – No limit

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

LBTC60.4%
Other39.6%

Returns over time

Net APY actually earned over each period, from the share price

Last day0.10%
Last 7 days0.09%
Last 30 days0.09%
Last year0.08%
Since the vault started10.90%

Who controls this vault

CuratorAnthias Labs
Owner0x8b62…7d51
Guardian0xB9d4…AB38
Timelock4 dayswait before risky changes take effect
Allocators1addresses that move money between markets
CreatedNovember 26, 2024

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetcbBTCprice $83.9K
Vault versionMetaMorpho (V1)
APY before fees0.03%
RewardsWELL 0.07%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0x5432…a796
cbBTC token0xcbB7…33Bf
NetworkBase

The curator's description: "The Moonwell Frontier cbBTC Morpho vault curated by Anthias Labs is intended to optimize risk-adjusted interest earned from BTC liquid restaking tokens as collateral."

Largest depositors

991 addresses hold shares in this vault

AddressDepositShare of vault
0x996E…8A2E$375K33.2%
0x2ea5…9E0D$89.9K8.0%
0xE3c7…5c60$65.4K5.8%
0xf78E…bD39$51.4K4.6%
0xF95B…82A7$22.3K2.0%
0x00B2…5343$19.4K1.7%
0xEFEc…8Fe7$17.2K1.5%
0xD967…6E79$16.8K1.5%
0x528C…2611$16.6K1.5%
0x1f61…B5B1$16.2K1.4%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Moonwell Frontier cbBTC

Moonwell Frontier cbBTC is a MetaMorpho vault (Morpho V1) on Base, created on November 26, 2024. It takes cbBTC deposits and lends them to borrowers in 1 Morpho market. The curator, Anthias Labs, decides which markets it may use and how much can go into each.

It holds $1.13M (13.44 cbBTC) from 991 depositors and pays a net APY of 0.09% after its 15% performance fee. Over the last 30 days depositors actually earned 0.09% a year, and 0.08% over the last year. About 0.07% of today's rate comes from WELL rewards, which can stop at any time.

Its largest position is LBTC / cbBTC at 60% of what it lends. Counting every market, its loans are backed mainly by LBTC (60%) and Other (40%). 70% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 4-day timelock, which gives depositors time to leave first. Morpho's app shows no warnings for this vault.

Moonwell Frontier cbBTC: quick answers

What is the APY of Moonwell Frontier cbBTC on Base?

Moonwell Frontier cbBTC pays 0.09% net APY right now, after its fees and including 0.07% of rewards. Measured from the growth of its share price, it paid 0.09% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Moonwell Frontier cbBTC lend against?

It lends cbBTC through 1 Morpho market. The biggest is LBTC / cbBTC with 60% of its lending. Overall its loans are backed mainly by LBTC (60%) and Other (40%).

Can I withdraw from Moonwell Frontier cbBTC right now?

About $785K of its $1.13M in deposits (70%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Moonwell Frontier cbBTC and what does it charge?

Anthias Labs curates it. It keeps 15% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Moonwell Frontier cbBTC?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 4-day timelock. This is not advice.

Other cbBTC vaults

The same deposit asset, other curators and networks

All cbBTC options →
Vault Deposits Net APY 30-day APY Fee Withdrawable
Hyperithm cbBTC ApexV2Hyperithm · Monad · $7.74M $7.74M92.23 cbBTC 2.25% 2.31% 10% $0
Gauntlet cbBTC CoreGauntlet · Base · $636K $636K7.58 cbBTC 0.34% 0.13% 10% $418K
Moonwell Frontier cbBTCV2Anthias Labs · Base · $374K $374K4.46 cbBTC 0.09%incl. 0.07% rewards 0.02% 15% $374K