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Morpho Watch

Moonwell Flagship ETH

A Morpho vault on Base that lends out WETH deposits, curated by Anthias Labs. Depositors earn 1.60% a year right now after a 15% performance fee.

Data from Morpho's API · updated

Net APY

1.60%

incl. 0.12% in rewards

30-day APY

1.41%

7-day 1.43%

Deposits

$4.30M

1.60K WETH

Withdrawable now

$1.22M

28% of deposits

Performance fee

15%

of the interest earned

Depositors

75,188

largest holds 32.7%

Open in the Morpho app ↗Earnings calculator

Moonwell Flagship ETH APY history

Net APY earned each day, measured from the vault's share price

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
wstETH / WETHLLTV 94.5% $2.43M 56.5% 1.54% 90.0% $80.73M
weETH / WETHLLTV 94.5% $1.43M 33.3% 2.39% 91.5% $13.46M
Idle cashnot lent out $228K 5.3% – – No limit
rETH / WETHLLTV 94.5% $109K 2.5% 1.92% 88.6% $1.35M
cbETH / WETHLLTV 94.5% $61.1K 1.4% 1.49% 89.9% $13.46M
USDC / WETHLLTV 86% $43.8K 1.0% 1.15% 96.4% $13.46M
cbBTC / WETHLLTV 91.5% $0 0.0% 1.54% 90.2% $26.91M

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

wstETH56.5%
weETH33.3%
Other5.3%
rETH2.5%
cbETH1.4%
USDC1.0%
cbBTC0.0%

Returns over time

Net APY actually earned over each period, from the share price

Last day1.61%
Last 7 days1.43%
Last 30 days1.41%
Last year1.69%
Since the vault started1.54%

Who controls this vault

CuratorAnthias Labs
Owner0x8b62…7d51
Guardian0xB9d4…AB38
Timelock4 dayswait before risky changes take effect
Allocators1addresses that move money between markets
CreatedJune 10, 2024

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetWETHprice $2.7K
Vault versionMetaMorpho (V1)
APY before fees1.75%
RewardsWELL 0.12%
Public allocatorOnborrowers can pull liquidity between this vault's markets
Vault contract0xa0E4…0ff1
WETH token0x4200…0006
NetworkBase

The curator's description: "The Moonwell Flagship ETH Morpho vault curated by Anthias Labs is intended to optimize risk-adjusted interest earned from blue-chip collateral markets."

Largest depositors

75,188 addresses hold shares in this vault

AddressDepositShare of vault
0x93D9…2461$1.41M32.7%
0xA991…840E$431K10.0%
0x5630…1586$269K6.3%
0x1B5C…F61a$192K4.5%
0xabCf…664f$168K3.9%
0x63cf…1b83$125K2.9%
0xc1A7…bE4e$97.2K2.3%
0xF685…7308$93.5K2.2%
0xeC53…A5Ce$82.2K1.9%
0xf18a…2d86$61.7K1.4%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About Moonwell Flagship ETH

Moonwell Flagship ETH is a MetaMorpho vault (Morpho V1) on Base, created on June 10, 2024. It takes WETH deposits and lends them to borrowers in 5 Morpho markets. The curator, Anthias Labs, decides which markets it may use and how much can go into each.

It holds $4.30M (1.60K WETH) from 75,188 depositors and pays a net APY of 1.60% after its 15% performance fee. Over the last 30 days depositors actually earned 1.41% a year, and 1.69% over the last year. About 0.12% of today's rate comes from WELL rewards, which can stop at any time.

Its largest position is wstETH / WETH at 56% of what it lends, followed by weETH / WETH (33%) and rETH / WETH (3%). Counting every market, its loans are backed mainly by wstETH (56%), weETH (33%) and Other (5%). 28% of deposits could be withdrawn right now.

Risky changes, such as adding a market, wait behind a 4-day timelock, which gives depositors time to leave first. Morpho's app shows no warnings for this vault.

Moonwell Flagship ETH: quick answers

What is the APY of Moonwell Flagship ETH on Base?

Moonwell Flagship ETH pays 1.60% net APY right now, after its fees and including 0.12% of rewards. Measured from the growth of its share price, it paid 1.41% over the last 30 days. The rate changes every day with what its borrowers pay.

What does Moonwell Flagship ETH lend against?

It lends WETH through 5 Morpho markets. The biggest is wstETH / WETH with 56% of its lending. Overall its loans are backed mainly by wstETH (56%), weETH (33%) and Other (5%).

Can I withdraw from Moonwell Flagship ETH right now?

About $1.22M of its $4.30M in deposits (28%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.

Who runs Moonwell Flagship ETH and what does it charge?

Anthias Labs curates it. It keeps 15% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of Moonwell Flagship ETH?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Changes to it wait behind a 4-day timelock. This is not advice.

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