savUSD / AUSD on Monad
A Morpho market on Monad where people borrow AUSD against savUSD. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 7.00% a year and borrowers pay 7.78% right now.
Data from Morpho's API · updated
Borrow APY
7.78%
paid by borrowers
Supply APY
7.00%
earned by lenders
Supplied
$227K
226.76K AUSD
Borrowed
$205K
90.4% utilization
Available to borrow
$21.7K
free liquidity right now
Collateral posted
$481K
400.00K savUSD
savUSD / AUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
savUSD / AUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 6.90% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much savUSD collateral could be liquidated if its price fell by each amount
Based on today's loans and today's savUSD price in AUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 86%fixed for the life of the market |
|---|---|
| Liquidation bonus | 4.38%extra collateral a liquidator receives |
| savUSD price in AUSD | 1.20 AUSD |
| Oracle | ChainlinkOracleV20x8748…C642 |
| Price feeds | 0x9F6b…094E 0xEd21…eBf3 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | AUSDprice $0.9996 |
|---|---|
| Collateral | savUSDprice $1.2033 |
| Borrowers | 2 |
| Created | September 15, 2026 |
| Market ID | 0x37dbcb83…29c30f |
| Rate model | 0x0947…400F |
| savUSD token | 0x9648…06c6 |
| AUSD token | 0x0000…012a |
Vaults lending here
$227K of the $227K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| Y10k AUSD VaultV2lends directly | $227K |
Largest borrowers
2 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x6CC6…C4bD | $205K | 2.02 |
| 0x22D4…676A | $1.00 | 1.05 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the savUSD / AUSD market
The savUSD / AUSD market on Monad was created on September 15, 2026. Anyone can lend AUSD into it, and anyone holding savUSD can borrow that AUSD against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $227K is supplied and $205K borrowed, so 90.4% of the market is in use, backed by $481K of savUSD from 2 borrowers. Borrowers pay 7.78% a year. Lenders earn 7.00%.
1 listed vault lends here, providing $227K of the supply; the largest is Y10k AUSD Vault. Liquidators who close an unsafe loan here receive a 4.38% bonus in savUSD. If savUSD fell 20% against AUSD, about $1.00 of collateral would be at risk of liquidation.
savUSD / AUSD on Monad: quick answers
What is the AUSD borrow rate against savUSD on Morpho Monad?
In this market it is 7.78% a year right now. The rate is variable: it follows how much of the market's AUSD is borrowed, rising quickly above 90%.
When is a savUSD / AUSD loan liquidated?
When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes savUSD worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if savUSD fell to about 0.700 AUSD.
How much AUSD can be borrowed here right now?
$21.7K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the savUSD / AUSD market?
Lenders earn 7.00% a year right now. Most lend through vaults, such as Y10k AUSD Vault, which spread deposits across several markets.
More ways to borrow against savUSD
Other loan assets with savUSD as collateral
| Market | Supply APY | Borrow APY |
|---|---|---|
| savUSD / USDCEthereum · LLTV 91.5% | 6.36% | 7.12% |
| savUSD / USDCBase · LLTV 91.5% | 7.17%+1.37% rewards | 7.83% |
