PT-srUSDat-14JAN2027 / USDC on Monad
A Morpho market on Monad where people borrow USDC against PT-srUSDat-14JAN2027. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 7.84% a year and borrowers pay 8.66% right now.
Data from Morpho's API · updated
Borrow APY
8.66%
30-day average 7.36%
Supply APY
7.84%
30-day average 6.49%
Supplied
$327K
327.30K USDC
Borrowed
$297K
90.8% utilization
Available to borrow
$30.0K
free liquidity right now
Collateral posted
$343K
352.93K PT-srUSDat-14JAN2027
PT-srUSDat-14JAN2027 / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-srUSDat-14JAN2027 / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 6.88% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-srUSDat-14JAN2027 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-srUSDat-14JAN2027 price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-srUSDat-14JAN2027 price in USDC | 0.972 USDC |
| Oracle | Unknown0x9aD7…619c |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9999 |
|---|---|
| Collateral | PT-srUSDat-14JAN2027price $0.9714 |
| Borrowers | 3 |
| Created | August 18, 2026 |
| Market ID | 0x08d20c5f…378651 |
| Rate model | 0x0947…400F |
| PT-srUSDat-14JAN2027 token | 0x355E…8963 |
| USDC token | 0x7547…b603 |
Vaults lending here
$327K of the $327K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| Saturn USDCV2lends directly | $327K |
Largest borrowers
3 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0xAa34…5Dd5 | $254K | 1.06 |
| 0x86Ab…13A0 | $43.0K | 1.03 |
| 0x594c…D562 | $0 | >99 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-srUSDat-14JAN2027 / USDC market
The PT-srUSDat-14JAN2027 / USDC market on Monad was created on August 18, 2026. Anyone can lend USDC into it, and anyone holding PT-srUSDat-14JAN2027 can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from a custom oracle; check its source before borrowing or lending.
Right now $327K is supplied and $297K borrowed, so 90.8% of the market is in use, backed by $343K of PT-srUSDat-14JAN2027 from 3 borrowers. Borrowers pay 8.66% a year, 7.36% on average over the last 30 days. Lenders earn 7.84%.
1 listed vault lends here, providing $327K of the supply; the largest is Saturn USDC. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-srUSDat-14JAN2027. If PT-srUSDat-14JAN2027 fell 20% against USDC, about $343K of collateral would be at risk of liquidation.
PT-srUSDat-14JAN2027 / USDC on Monad: quick answers
What is the USDC borrow rate against PT-srUSDat-14JAN2027 on Morpho Monad?
In this market it is 8.66% a year right now, and it averaged 7.36% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When is a PT-srUSDat-14JAN2027 / USDC loan liquidated?
When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-srUSDat-14JAN2027 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-srUSDat-14JAN2027 fell to about 0.531 USDC.
How much USDC can be borrowed here right now?
$30.0K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-srUSDat-14JAN2027 / USDC market?
Lenders earn 7.84% a year right now (6.49% averaged over 30 days). Most lend through vaults, such as Saturn USDC, which spread deposits across several markets.
Other PT-srUSDat-14JAN2027 / USDC markets
The same pair with a different LLTV, oracle or network
| Market | Supply APY | Borrow APY |
|---|---|---|
| PT-srUSDat-14JAN2027 / USDCEthereum · LLTV 91.5% | 9.02% | 9.06% |