PT-AUSD-8OCT2026 / mUSD on Monad
A Morpho market on Monad where people borrow mUSD against PT-AUSD-8OCT2026. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 3.13% a year and borrowers pay 4.19% right now.
Data from Morpho's API · updated
Borrow APY
4.19%
30-day average 5.67%
Supply APY
3.13%
30-day average 5.03%
Supplied
$3.48M
3.48M mUSD
Borrowed
$2.61M
75.0% utilization
Available to borrow
$869K
free liquidity right now
Collateral posted
$2.95M
2.96M PT-AUSD-8OCT2026
PT-AUSD-8OCT2026 / mUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-AUSD-8OCT2026 / mUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 4.80% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-AUSD-8OCT2026 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-AUSD-8OCT2026 price in mUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-AUSD-8OCT2026 price in mUSD | 0.998 mUSD |
| Oracle | ChainlinkOracleV20x436C…85a2 |
| Price feeds | 0x8565…B420 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | mUSDprice $0.9999 |
|---|---|
| Collateral | PT-AUSD-8OCT2026price $0.9979 |
| Borrowers | 15 |
| Created | June 25, 2026 |
| Market ID | 0x71cad28b…6edec7 |
| Rate model | 0x0947…400F |
| PT-AUSD-8OCT2026 token | 0x9FC7…02d1 |
| mUSD token | 0xacA9…35DA |
Vaults lending here
No listed vault lends to this market right now
Largest borrowers
15 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x86Ab…13A0 | $648K | 1.01 |
| 0x7dCD…Cd08 | $515K | 1.01 |
| 0x031F…b220 | $487K | 1.10 |
| 0x4eD0…Ea5F | $387K | 1.03 |
| 0x1929…F45A | $198K | 1.01 |
| 0x2CB5…F673 | $139K | 1.05 |
| 0xC853…3030 | $120K | 1.01 |
| 0x766d…2fc5 | $111K | 1.06 |
| 0xEcDc…68a3 | $3.8K | 1.16 |
| 0x06e1…674C | $2.6K | 1.06 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-AUSD-8OCT2026 / mUSD market
The PT-AUSD-8OCT2026 / mUSD market on Monad was created on June 25, 2026. Anyone can lend mUSD into it, and anyone holding PT-AUSD-8OCT2026 can borrow that mUSD against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $3.48M is supplied and $2.61M borrowed, so 75.0% of the market is in use, backed by $2.95M of PT-AUSD-8OCT2026 from 15 borrowers. Borrowers pay 4.19% a year, 5.67% on average over the last 30 days. Lenders earn 3.13%.
No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-AUSD-8OCT2026. If PT-AUSD-8OCT2026 fell 20% against mUSD, about $2.95M of collateral would be at risk of liquidation.
PT-AUSD-8OCT2026 / mUSD on Monad: quick answers
What is the mUSD borrow rate against PT-AUSD-8OCT2026 on Morpho Monad?
In this market it is 4.19% a year right now, and it averaged 5.67% over the last 30 days. The rate is variable: it follows how much of the market's mUSD is borrowed, rising quickly above 90%.
When is a PT-AUSD-8OCT2026 / mUSD loan liquidated?
When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-AUSD-8OCT2026 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-AUSD-8OCT2026 fell to about 0.545 mUSD.
How much mUSD can be borrowed here right now?
$869K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-AUSD-8OCT2026 / mUSD market?
Lenders earn 3.13% a year right now (5.03% averaged over 30 days). Most lend through vaults, which spread deposits across several markets.
More ways to borrow against PT-AUSD-8OCT2026
Other loan assets with PT-AUSD-8OCT2026 as collateral
| Market | Supply APY | Borrow APY |
|---|---|---|
| PT-AUSD-8OCT2026 / USDCMonad · LLTV 91.5% | 3.91%+0.14% rewards | 4.37% |
