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Morpho Watch

mROX / AUSD on Monad

A Morpho market on Monad where people borrow AUSD against mROX. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 6.13% a year and borrowers pay 6.22% right now.

Data from Morpho's API · updated

Borrow APY

6.22%

paid by borrowers

Supply APY

6.13%

earned by lenders

Supplied

$999K

998.76K AUSD

Borrowed

$985K

98.7% utilization

Available to borrow

$13.4K

free liquidity right now

Collateral posted

$2.54M

2.21M mROX

Liquidation price calculatorBorrow cost calculator

mROX / AUSD rate history

Average supply and borrow APY for each day

Utilization

mROX / AUSD interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 1.89% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much mROX collateral could be liquidated if its price fell by each amount

Based on today's loans and today's mROX price in AUSD. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
mROX price in AUSD1.15 AUSD
OracleChainlinkOracleV20xA78e…Ca2D
Price feeds0x47b3…F6C4
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetAUSDprice $0.9999
CollateralmROXprice $1.1501
Borrowers2
CreatedSeptember 15, 2026
Market ID0x02888f83…230244
Rate model0x0947…400F
mROX token0x6CF5…d206
AUSD token0x0000…012a

Vaults lending here

$999K of the $999K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Y10k AUSD VaultV2lends directly$999K6.72%$999K
SharpByte AUSD mROXV2lends directly$1.007.46%$1.00

Largest borrowers

2 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x4328…28C5$985K$2.54M2.2255.0%
0xE204…74Ef$1.00$2.001.7241.8%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the mROX / AUSD market

The mROX / AUSD market on Monad was created on September 15, 2026. Anyone can lend AUSD into it, and anyone holding mROX can borrow that AUSD against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $999K is supplied and $985K borrowed, so 98.7% of the market is in use, backed by $2.54M of mROX from 2 borrowers. Borrowers pay 6.22% a year. Lenders earn 6.13%.

2 listed vaults lend here, providing $999K of the supply; the largest are Y10k AUSD Vault and SharpByte AUSD mROX. Liquidators who close an unsafe loan here receive a 4.38% bonus in mROX.

mROX / AUSD on Monad: quick answers

What is the AUSD borrow rate against mROX on Morpho Monad?

In this market it is 6.22% a year right now. The rate is variable: it follows how much of the market's AUSD is borrowed, rising quickly above 90%.

When is a mROX / AUSD loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes mROX worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if mROX fell to about 0.669 AUSD.

How much AUSD can be borrowed here right now?

$13.4K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the mROX / AUSD market?

Lenders earn 6.13% a year right now. Most lend through vaults, such as Y10k AUSD Vault and SharpByte AUSD mROX, which spread deposits across several markets.