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Morpho Watch

wFalconX / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against wFalconX. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 4.95% a year and borrowers pay 5.55% right now.

Data from Morpho's API · updated

Borrow APY

5.55%

30-day average 5.78%

Supply APY

4.95%

30-day average 5.01%

Supplied

$23.56M

23.56M USDC

Borrowed

$21.06M

89.4% utilization

Available to borrow

$2.50M

up to $7.74M with vault liquidity

Collateral posted

$26.51M

23.92M wFalconX

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

wFalconX / USDC rate history

Average supply and borrow APY for each day

Utilization

wFalconX / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 5.58% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much wFalconX collateral could be liquidated if its price fell by each amount

Based on today's loans and today's wFalconX price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)91.5%fixed for the life of the market
Liquidation bonus2.62%extra collateral a liquidator receives
wFalconX price in USDC1.11 USDC
OracleChainlinkOracleV20x52eA…93Fc
Price feeds0x5044…7dFf
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralwFalconXprice $1.1083
Borrowers6
CreatedMay 21, 2026
Market ID0x2a0b8934…212467
Rate model0x870a…00BC
wFalconX token0x4614…8644
USDC token0xA0b8…eB48

Vaults lending here

$7.88M of the $23.56M supplied comes from these vaults

Largest borrowers

6 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x677F…6AD3$11.06M$13.77M1.1412.2%
0xdaec…2b65$5.38M$6.43M1.098.6%
0xc31c…1926$2.78M$3.69M1.2117.7%
0x8B4b…5b30$1.42M$2.13M1.3726.8%
0xeb10…C099$419K$494K1.087.1%
0xb734…e853$104$2071.8245.1%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the wFalconX / USDC market

The wFalconX / USDC market on Ethereum was created on May 21, 2026. Anyone can lend USDC into it, and anyone holding wFalconX can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $23.56M is supplied and $21.06M borrowed, so 89.4% of the market is in use, backed by $26.51M of wFalconX from 6 borrowers. Borrowers pay 5.55% a year, 5.78% on average over the last 30 days. Lenders earn 4.95%.

7 listed vaults lend here, providing $7.88M of the supply; the largest are Presto USDC Forte, 3F x Steakhouse USDC and Smokehouse USDC. Liquidators who close an unsafe loan here receive a 2.62% bonus in wFalconX. If wFalconX fell 20% against USDC, about $24.38M of collateral would be at risk of liquidation.

wFalconX / USDC on Ethereum: quick answers

What is the USDC borrow rate against wFalconX on Morpho Ethereum?

In this market it is 5.55% a year right now, and it averaged 5.78% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a wFalconX / USDC loan liquidated?

When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes wFalconX worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if wFalconX fell to about 0.606 USDC.

How much USDC can be borrowed here right now?

$2.50M is free in the market, and vaults can move in up to $5.25M more through Morpho's public allocator, for about $7.74M in all. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the wFalconX / USDC market?

Lenders earn 4.95% a year right now (5.01% averaged over 30 days). Most lend through vaults, such as Presto USDC Forte, 3F x Steakhouse USDC and Smokehouse USDC, which spread deposits across several markets.