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Morpho Watch

stMXN / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against stMXN. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 0.00% a year and borrowers pay 0.03% right now.

Data from Morpho's API · updated

Borrow APY

0.03%

30-day average 0.25%

Supply APY

0.00%

30-day average 0.00%

Supplied

$150K

150.00K USDC

Borrowed

$11.00

<0.01% utilization

Available to borrow

$150K

free liquidity right now

Collateral posted

$24.00

374.72 stMXN

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

stMXN / USDC rate history

Average supply and borrow APY for each day

Utilization

stMXN / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 0.10% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much stMXN collateral could be liquidated if its price fell by each amount

Based on today's loans and today's stMXN price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
stMXN price in USDC0.0635 USDC
OracleChainlinkOracleV20x51aA…d95A
Price feeds0xdb48…dB77
0xc386…973D
0x8BDf…00ba
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralstMXNprice $0.0635
Borrowers2
CreatedJuly 9, 2026
Market ID0x24585941…416522
Rate model0x870a…00BC
stMXN token0x8BDf…00ba
USDC token0xA0b8…eB48

Vaults lending here

$150K of the $150K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Tenbin USDCV2lends directly$150K0.00%$301K

Largest borrowers

2 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x2715…1F96$10.00$20.001.7041.3%
0xfeed…3C9a$1.00$4.003.7773.5%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the stMXN / USDC market

The stMXN / USDC market on Ethereum was created on July 9, 2026. Anyone can lend USDC into it, and anyone holding stMXN can borrow that USDC against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $150K is supplied and $11.00 borrowed, so <0.01% of the market is in use, backed by $24.00 of stMXN from 2 borrowers. Borrowers pay 0.03% a year, 0.25% on average over the last 30 days. Lenders earn 0.00%.

1 listed vault lends here, providing $150K of the supply; the largest is Tenbin USDC. Liquidators who close an unsafe loan here receive a 4.38% bonus in stMXN.

stMXN / USDC on Ethereum: quick answers

What is the USDC borrow rate against stMXN on Morpho Ethereum?

In this market it is 0.03% a year right now, and it averaged 0.25% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a stMXN / USDC loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes stMXN worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if stMXN fell to about 0.0369 USDC.

How much USDC can be borrowed here right now?

$150K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the stMXN / USDC market?

Lenders earn 0.00% a year right now (0.00% averaged over 30 days). Most lend through vaults, such as Tenbin USDC, which spread deposits across several markets.