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Morpho Watch

pufETH / WETH on Ethereum

A Morpho market on Ethereum where people borrow WETH against pufETH. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 53.18% a year and borrowers pay 76.91% right now.

Data from Morpho's API · updated

Borrow APY

76.91%

30-day average 91.55%

Supply APY

53.18%

30-day average 80.40%

Supplied

$2.1K

0.788 WETH

Borrowed

$1.6K

74.9% utilization

Available to borrow

$533

free liquidity right now

Collateral posted

$2.8K

0.954 pufETH

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

pufETH / WETH rate history

Average supply and borrow APY for each day

Utilization

pufETH / WETH interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 86.64% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much pufETH collateral could be liquidated if its price fell by each amount

Based on today's loans and today's pufETH price in WETH. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
pufETH price in WETH1.08 WETH
OracleChainlinkOracleV20x7A56…13Fc
Price feeds0x76A4…835C
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetWETHprice $2.7K
CollateralpufETHprice $2.9K
Borrow APY, last year52.81%
Borrowers27
CreatedMay 9, 2024
Market ID0x0eed5a89…6cfbbf
Rate model0x870a…00BC
pufETH token0xD9A4…6a72
WETH token0xC02a…6Cc2

Vaults lending here

No listed vault lends to this market right now

Largest borrowers

27 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x48a1…56C5$1.6K$1.8K1.010.8%
0xE863…4433$5.00$26.004.2776.6%
0x3C17…9f63$2.00$2.001.087.7%
0xf3Da…69c7$1.00$2.001.5535.3%
0x77e3…1026$1.00$1.001.5535.4%
0x094A…8262$1.00$1.001.9849.5%
0x8BF2…A792$1.00$1.001.4430.6%
0x226d…64f2$1.00$1.001.4430.6%
0x8639…68Ff$1.00$1.001.4430.6%
0x1956…c75F$0$01.2922.6%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

1 in the last 30 days, $126 of debt repaid

All liquidations →
WhenDebt repaidCollateral takenBorrowerTransaction
$1260.0469 WETH $1320.0453 pufETH 0xbCA6…Fe13 0x298d…4d5f
$4930.183 WETH $5150.177 pufETH 0xD364…32c9 0x7fe4…4aaa

About the pufETH / WETH market

The pufETH / WETH market on Ethereum was created on May 9, 2024. Anyone can lend WETH into it, and anyone holding pufETH can borrow that WETH against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $2.1K is supplied and $1.6K borrowed, so 74.9% of the market is in use, backed by $2.8K of pufETH from 27 borrowers. Borrowers pay 76.91% a year, 91.55% on average over the last 30 days and 52.81% over the last year. Lenders earn 53.18%.

No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 4.38% bonus in pufETH. If pufETH fell 20% against WETH, about $1.8K of collateral would be at risk of liquidation. 1 loan was liquidated here in the last 30 days.

pufETH / WETH on Ethereum: quick answers

What is the WETH borrow rate against pufETH on Morpho Ethereum?

In this market it is 76.91% a year right now, and it averaged 91.55% over the last 30 days. The rate is variable: it follows how much of the market's WETH is borrowed, rising quickly above 90%.

When is a pufETH / WETH loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes pufETH worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if pufETH fell to about 0.629 WETH.

How much WETH can be borrowed here right now?

$533 is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the pufETH / WETH market?

Lenders earn 53.18% a year right now (80.40% averaged over 30 days). Most lend through vaults, which spread deposits across several markets.