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Morpho Watch

PT-USDG-28MAY2026 / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against PT-USDG-28MAY2026. A loan can be liquidated once it reaches 94.5% of the collateral's value. Lenders earn 25.26% a year and borrowers pay 27.73% right now.

Data from Morpho's API · updated

Borrow APY

27.73%

30-day average 20.00%

Supply APY

25.26%

30-day average 17.76%

Supplied

$1.4K

1.37K USDC

Borrowed

$1.3K

92.1% utilization

Available to borrow

$109

free liquidity right now

Collateral posted

$0

1.36K PT-USDG-28MAY2026

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

PT-USDG-28MAY2026 / USDC rate history

Average supply and borrow APY for each day

Utilization

PT-USDG-28MAY2026 / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 16.99% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Risk settings

Liquidation LTV (LLTV)94.5%fixed for the life of the market
Liquidation bonus1.68%extra collateral a liquidator receives
PT-USDG-28MAY2026 price in USDC–
OracleUnknown0xEA26…35E2
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralPT-USDG-28MAY2026price –
Borrowers2
CreatedMarch 6, 2026
Market ID0x5cebfae1…9b0553
Rate model0x870a…00BC
PT-USDG-28MAY2026 token0x9db3…0548
USDC token0xA0b8…eB48

Vaults lending here

$1.3K of the $1.4K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Gauntlet USDC FrontierV2lends directly$1.3K6.39%$24.04M

Largest borrowers

2 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x68CE…F46d$1.3K$01.021.6%
0xfeed…3C9a$1.00$04.1275.8%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the PT-USDG-28MAY2026 / USDC market

The PT-USDG-28MAY2026 / USDC market on Ethereum was created on March 6, 2026. Anyone can lend USDC into it, and anyone holding PT-USDG-28MAY2026 can borrow that USDC against it, up to a loan-to-value of 94.5% (its LLTV), where liquidation starts. Prices come from a custom oracle; check its source before borrowing or lending.

Right now $1.4K is supplied and $1.3K borrowed, so 92.1% of the market is in use, backed by $0 of PT-USDG-28MAY2026 from 2 borrowers. Borrowers pay 27.73% a year, 20.00% on average over the last 30 days. Lenders earn 25.26%.

1 listed vault lends here, providing $1.3K of the supply; the largest is Gauntlet USDC Frontier. Liquidators who close an unsafe loan here receive a 1.68% bonus in PT-USDG-28MAY2026.

PT-USDG-28MAY2026 / USDC on Ethereum: quick answers

What is the USDC borrow rate against PT-USDG-28MAY2026 on Morpho Ethereum?

In this market it is 27.73% a year right now, and it averaged 20.00% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a PT-USDG-28MAY2026 / USDC loan liquidated?

When the loan reaches 94.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-USDG-28MAY2026 worth 1.68% more than it repaid.

How much USDC can be borrowed here right now?

$109 is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the PT-USDG-28MAY2026 / USDC market?

Lenders earn 25.26% a year right now (17.76% averaged over 30 days). Most lend through vaults, such as Gauntlet USDC Frontier, which spread deposits across several markets.