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Morpho Watch

PT-USDG-24SEP2026 / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against PT-USDG-24SEP2026. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 7.63% a year and borrowers pay 7.88% right now.

Data from Morpho's API · updated

Borrow APY

7.88%

30-day average 2.47%

Supply APY

7.63%

30-day average 2.25%

Supplied

$2.4K

2.36K USDC

Borrowed

$2.3K

97.0% utilization

Available to borrow

$71.00

free liquidity right now

Collateral posted

$2.6K

2.64K PT-USDG-24SEP2026

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

PT-USDG-24SEP2026 / USDC rate history

Average supply and borrow APY for each day

Utilization

PT-USDG-24SEP2026 / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 2.50% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much PT-USDG-24SEP2026 collateral could be liquidated if its price fell by each amount

Based on today's loans and today's PT-USDG-24SEP2026 price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)91.5%fixed for the life of the market
Liquidation bonus2.62%extra collateral a liquidator receives
PT-USDG-24SEP2026 price in USDC1.00 USDC
OracleChainlinkOracleV20x4C0f…8076
Price feeds0x9037…E999
0x14f0…d311
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralPT-USDG-24SEP2026price $0.9999
Borrowers2
CreatedJune 25, 2026
Market ID0x2412afc9…2efe26
Rate model0x870a…00BC
PT-USDG-24SEP2026 token0xc190…2140
USDC token0xA0b8…eB48

Vaults lending here

$2.4K of the $2.4K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Pendle Ecosystem USDCV2lends directly$2.4K6.29%$75.72M

Largest borrowers

2 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x416f…C074$2.3K$2.6K1.055.0%
0xfeed…3C9a$1.00$4.004.0475.3%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the PT-USDG-24SEP2026 / USDC market

The PT-USDG-24SEP2026 / USDC market on Ethereum was created on June 25, 2026. Anyone can lend USDC into it, and anyone holding PT-USDG-24SEP2026 can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $2.4K is supplied and $2.3K borrowed, so 97.0% of the market is in use, backed by $2.6K of PT-USDG-24SEP2026 from 2 borrowers. Borrowers pay 7.88% a year, 2.47% on average over the last 30 days. Lenders earn 7.63%.

1 listed vault lends here, providing $2.4K of the supply; the largest is Pendle Ecosystem USDC. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-USDG-24SEP2026. If PT-USDG-24SEP2026 fell 20% against USDC, about $2.6K of collateral would be at risk of liquidation.

PT-USDG-24SEP2026 / USDC on Ethereum: quick answers

What is the USDC borrow rate against PT-USDG-24SEP2026 on Morpho Ethereum?

In this market it is 7.88% a year right now, and it averaged 2.47% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a PT-USDG-24SEP2026 / USDC loan liquidated?

When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-USDG-24SEP2026 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-USDG-24SEP2026 fell to about 0.546 USDC.

How much USDC can be borrowed here right now?

$71.00 is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the PT-USDG-24SEP2026 / USDC market?

Lenders earn 7.63% a year right now (2.25% averaged over 30 days). Most lend through vaults, such as Pendle Ecosystem USDC, which spread deposits across several markets.