PT-sUSDD-26NOV2026 / USDT on Ethereum

Q: What is the USDT borrow rate against PT-sUSDD-26NOV2026 on Morpho Ethereum?

In this market it is 0.57% a year right now. The rate is variable: it follows how much of the market's USDT is borrowed, rising quickly above 90%.

Q: When is a PT-sUSDD-26NOV2026 / USDT loan liquidated?

When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-sUSDD-26NOV2026 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-sUSDD-26NOV2026 fell to about 0.541 USDT.

Q: How much USDT can be borrowed here right now?

$1.0K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

Q: What do lenders earn in the PT-sUSDD-26NOV2026 / USDT market?

Lenders earn 0.00% a year right now. Most lend through vaults, which spread deposits across several markets.

Q: Does the PT-sUSDD-26NOV2026 / USDT market have any warnings?

Morpho's app flags: unrecognized collateral.

A Morpho market on Ethereum where people borrow USDT against PT-sUSDD-26NOV2026. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn <0.01% a year and borrowers pay 0.57% right now.

Data from Morpho's API · updated 2026-09-26 14:30 UTC

Borrow APY

0.57%

paid by borrowers

Supply APY

<0.01%

earned by lenders

Supplied

$1.0K

1.00K USDT

Borrowed

$1.00

0.1% utilization

Available to borrow

$1.0K

free liquidity right now

Collateral posted

$1.00

1.10 PT-sUSDD-26NOV2026

Open in the Morpho app ↗Liquidation price calculator Borrow cost calculator

PT-sUSDD-26NOV2026 / USDT rate history

Average supply and borrow APY for each day

Utilization

PT-sUSDD-26NOV2026 / USDT interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 0.68% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much PT-sUSDD-26NOV2026 collateral could be liquidated if its price fell by each amount

Based on today's loans and today's PT-sUSDD-26NOV2026 price in USDT. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)	91.5%fixed for the life of the market
Liquidation bonus	2.62%extra collateral a liquidator receives
PT-sUSDD-26NOV2026 price in USDT	0.989 USDT
Oracle	Unknown0xA442…739A
Market fee	Noneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan asset	USDTprice $0.9998
Collateral	PT-sUSDD-26NOV2026price $0.9890
Borrowers	1
Created	September 8, 2026
Market ID	0xad65a5c0…8c610a
Rate model	0x870a…00BC
PT-sUSDD-26NOV2026 token	0x459b…408B
USDT token	0xdAC1…1ec7

Vaults lending here

No listed vault lends to this market right now

Largest borrowers

1 open loans in this market

Address	Borrowed	Collateral	Health	Price drop to liquidation
0xB47f…0F1F	$1.00	$1.00	1.07	6.7%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the PT-sUSDD-26NOV2026 / USDT market

The PT-sUSDD-26NOV2026 / USDT market on Ethereum was created on September 8, 2026. Anyone can lend USDT into it, and anyone holding PT-sUSDD-26NOV2026 can borrow that USDT against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from a custom oracle; check its source before borrowing or lending.

Right now $1.0K is supplied and $1.00 borrowed, so 0.1% of the market is in use, backed by $1.00 of PT-sUSDD-26NOV2026 from 1 borrowers. Borrowers pay 0.57% a year. Lenders earn 0.00%.

No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-sUSDD-26NOV2026. If PT-sUSDD-26NOV2026 fell 20% against USDT, about $1.00 of collateral would be at risk of liquidation.