PT-strUSD-26NOV2026 / USDC on Ethereum
A Morpho market on Ethereum where people borrow USDC against PT-strUSD-26NOV2026. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 6.72% a year and borrowers pay 7.46% right now.
Data from Morpho's API · updated
Borrow APY
7.46%
30-day average 6.78%
Supply APY
6.72%
30-day average 6.08%
Supplied
$680K
679.61K USDC
Borrowed
$614K
90.4% utilization
Available to borrow
$65.2K
free liquidity right now
Collateral posted
$816K
830.49K PT-strUSD-26NOV2026
PT-strUSD-26NOV2026 / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-strUSD-26NOV2026 / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 6.63% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-strUSD-26NOV2026 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-strUSD-26NOV2026 price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 86%fixed for the life of the market |
|---|---|
| Liquidation bonus | 4.38%extra collateral a liquidator receives |
| PT-strUSD-26NOV2026 price in USDC | 0.982 USDC |
| Oracle | ChainlinkOracleV20xdB6e…776D |
| Price feeds | 0xCb8c…640B 0x33c6…3B53 0x8fFf…18f6 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9999 |
|---|---|
| Collateral | PT-strUSD-26NOV2026price $0.9821 |
| Borrowers | 38 |
| Created | July 30, 2026 |
| Market ID | 0xf062a110…5ce35d |
| Rate model | 0x870a…00BC |
| PT-strUSD-26NOV2026 token | 0x7429…998f |
| USDC token | 0xA0b8…eB48 |
Vaults lending here
$680K of the $680K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| RockawayX Tori EcosystemV2lends directly | $654K |
| RockawayX USDC YieldV2lends directly | $25.7K |
Largest borrowers
38 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0xff5A…147E | $118K | 1.04 |
| 0x8A05…9660 | $80.0K | 1.04 |
| 0x66C0…b67C | $45.9K | 1.13 |
| 0x9102…6E76 | $44.6K | 1.16 |
| 0xE87C…790A | $37.6K | 1.08 |
| 0x8F4c…ee78 | $34.8K | 1.09 |
| 0xfB9c…991B | $33.5K | 1.13 |
| 0x2F42…10dE | $28.3K | 1.15 |
| 0x2119…4BF0 | $26.6K | 1.16 |
| 0x5288…Ba7f | $23.5K | 1.18 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-strUSD-26NOV2026 / USDC market
The PT-strUSD-26NOV2026 / USDC market on Ethereum was created on July 30, 2026. Anyone can lend USDC into it, and anyone holding PT-strUSD-26NOV2026 can borrow that USDC against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $680K is supplied and $614K borrowed, so 90.4% of the market is in use, backed by $816K of PT-strUSD-26NOV2026 from 38 borrowers. Borrowers pay 7.46% a year, 6.78% on average over the last 30 days. Lenders earn 6.72%.
2 listed vaults lend here, providing $680K of the supply; the largest are RockawayX Tori Ecosystem and RockawayX USDC Yield. Liquidators who close an unsafe loan here receive a 4.38% bonus in PT-strUSD-26NOV2026. If PT-strUSD-26NOV2026 fell 20% against USDC, about $767K of collateral would be at risk of liquidation.
PT-strUSD-26NOV2026 / USDC on Ethereum: quick answers
What is the USDC borrow rate against PT-strUSD-26NOV2026 on Morpho Ethereum?
In this market it is 7.46% a year right now, and it averaged 6.78% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When is a PT-strUSD-26NOV2026 / USDC loan liquidated?
When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-strUSD-26NOV2026 worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-strUSD-26NOV2026 fell to about 0.571 USDC.
How much USDC can be borrowed here right now?
$65.2K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-strUSD-26NOV2026 / USDC market?
Lenders earn 6.72% a year right now (6.08% averaged over 30 days). Most lend through vaults, such as RockawayX Tori Ecosystem and RockawayX USDC Yield, which spread deposits across several markets.