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Morpho Watch

PT-reUSD-25JUN2026 / USDC on Ethereum⚠ Sustained low liquidity

A Morpho market on Ethereum where people borrow USDC against PT-reUSD-25JUN2026. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 0.92% a year and borrowers pay 0.92% right now.

Data from Morpho's API · updated

Borrow APY

0.92%

30-day average 0.15%

Supply APY

0.92%

30-day average 0.13%

Supplied

$2.3K

2.26K USDC

Borrowed

$2.3K

100.0% utilization

Available to borrow

$0

up to $0.01 with vault liquidity

Collateral posted

$0

3.33K PT-reUSD-25JUN2026

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

Warnings

See the bad debt page.

PT-reUSD-25JUN2026 / USDC rate history

Average supply and borrow APY for each day

Utilization

PT-reUSD-25JUN2026 / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 0.23% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Risk settings

Liquidation LTV (LLTV)91.5%fixed for the life of the market
Liquidation bonus2.62%extra collateral a liquidator receives
PT-reUSD-25JUN2026 price in USDC–
OracleChainlinkOracleV20x12d6…C768
Price feeds0x10E6…0107
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralPT-reUSD-25JUN2026price –
Borrowers6
CreatedDecember 9, 2025
Market ID0x9bc98c2f…c7cd79
Rate model0x870a…00BC
PT-reUSD-25JUN2026 token0x3EAA…E7b2
USDC token0xA0b8…eB48

Vaults lending here

No listed vault lends to this market right now

Largest borrowers

6 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x7AC9…EFEB$1.2K$01.3626.2%
0x74dC…2148$1.0K$01.3526.1%
0x6370…537a$52.00$01.2822.1%
0xe306…aF30$14.00$01.065.4%
0x44aD…B922$0$01.065.7%
0x2010…A961$0$019.2394.8%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the PT-reUSD-25JUN2026 / USDC market

The PT-reUSD-25JUN2026 / USDC market on Ethereum was created on December 9, 2025. Anyone can lend USDC into it, and anyone holding PT-reUSD-25JUN2026 can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $2.3K is supplied and $2.3K borrowed, so 100.0% of the market is in use, backed by $0 of PT-reUSD-25JUN2026 from 6 borrowers. Borrowers pay 0.92% a year, 0.15% on average over the last 30 days. Lenders earn 0.92%.

No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-reUSD-25JUN2026.

PT-reUSD-25JUN2026 / USDC on Ethereum: quick answers

What is the USDC borrow rate against PT-reUSD-25JUN2026 on Morpho Ethereum?

In this market it is 0.92% a year right now, and it averaged 0.15% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a PT-reUSD-25JUN2026 / USDC loan liquidated?

When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-reUSD-25JUN2026 worth 2.62% more than it repaid.

How much USDC can be borrowed here right now?

$0 is free in the market, and vaults can move in up to $0.01 more through Morpho's public allocator, for about $0.01 in all. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the PT-reUSD-25JUN2026 / USDC market?

Lenders earn 0.92% a year right now (0.13% averaged over 30 days). Most lend through vaults, which spread deposits across several markets.

Does the PT-reUSD-25JUN2026 / USDC market have any warnings?

Morpho's app flags: sustained low liquidity.