PT-fxSAVE-29OCT2026 / USDC on Ethereum
A Morpho market on Ethereum where people borrow USDC against PT-fxSAVE-29OCT2026. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 3.10% a year and borrowers pay 3.43% right now.
Data from Morpho's API · updated
Borrow APY
3.43%
paid by borrowers
Supply APY
3.10%
earned by lenders
Supplied
$1.13M
1.13M USDC
Borrowed
$1.02M
90.6% utilization
Available to borrow
$106K
free liquidity right now
Collateral posted
$1.26M
1.25M PT-fxSAVE-29OCT2026
PT-fxSAVE-29OCT2026 / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-fxSAVE-29OCT2026 / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 2.92% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-fxSAVE-29OCT2026 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-fxSAVE-29OCT2026 price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-fxSAVE-29OCT2026 price in USDC | 1.00 USDC |
| Oracle | ChainlinkOracleV20x5911…9FA9 |
| Price feeds | 0x9105…Cd4d |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9999 |
|---|---|
| Collateral | PT-fxSAVE-29OCT2026price $1.0027 |
| Borrowers | 10 |
| Created | August 31, 2026 |
| Market ID | 0xae992849…968382 |
| Rate model | 0x870a…00BC |
| PT-fxSAVE-29OCT2026 token | 0x079c…038E |
| USDC token | 0xA0b8…eB48 |
Vaults lending here
$1000K of the $1.13M supplied comes from these vaults
| Vault | Lent here |
|---|---|
| RockawayX f(x) Protocol Ecosystem USDCV2lends directly | $1000K |
Largest borrowers
10 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0xdf81…2730 | $600K | 1.10 |
| 0x830f…25F9 | $184K | 1.07 |
| 0x4153…0427 | $61.6K | 1.10 |
| 0x1FE1…8a63 | $59.4K | 1.28 |
| 0x941F…5424 | $56.0K | 1.07 |
| 0x54b7…b69d | $40.5K | 1.11 |
| 0x520C…8F71 | $10.5K | 1.50 |
| 0x6582…c511 | $5.3K | 1.07 |
| 0x80f2…712e | $817 | 1.00 |
| 0x22D4…676A | $1.00 | 2.00 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-fxSAVE-29OCT2026 / USDC market
The PT-fxSAVE-29OCT2026 / USDC market on Ethereum was created on August 31, 2026. Anyone can lend USDC into it, and anyone holding PT-fxSAVE-29OCT2026 can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $1.13M is supplied and $1.02M borrowed, so 90.6% of the market is in use, backed by $1.26M of PT-fxSAVE-29OCT2026 from 10 borrowers. Borrowers pay 3.43% a year. Lenders earn 3.10%.
1 listed vault lends here, providing $1000K of the supply; the largest is RockawayX f(x) Protocol Ecosystem USDC. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-fxSAVE-29OCT2026. If PT-fxSAVE-29OCT2026 fell 20% against USDC, about $1.15M of collateral would be at risk of liquidation.
PT-fxSAVE-29OCT2026 / USDC on Ethereum: quick answers
What is the USDC borrow rate against PT-fxSAVE-29OCT2026 on Morpho Ethereum?
In this market it is 3.43% a year right now. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When is a PT-fxSAVE-29OCT2026 / USDC loan liquidated?
When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-fxSAVE-29OCT2026 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-fxSAVE-29OCT2026 fell to about 0.548 USDC.
How much USDC can be borrowed here right now?
$106K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-fxSAVE-29OCT2026 / USDC market?
Lenders earn 3.10% a year right now. Most lend through vaults, such as RockawayX f(x) Protocol Ecosystem USDC, which spread deposits across several markets.