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Morpho Watch

PT-apyUSD-18JUN2026 / apxUSD on Ethereum

A Morpho market on Ethereum where people borrow apxUSD against PT-apyUSD-18JUN2026. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 1.06% a year and borrowers pay 2.06% right now.

Data from Morpho's API · updated

Borrow APY

2.06%

30-day average 3.75%

Supply APY

1.06%

30-day average 3.42%

Supplied

$10.2K

10.36K apxUSD

Borrowed

$5.3K

51.8% utilization

Available to borrow

$4.9K

free liquidity right now

Collateral posted

$11.9K

12.28K PT-apyUSD-18JUN2026

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

PT-apyUSD-18JUN2026 / apxUSD rate history

Average supply and borrow APY for each day

Utilization

PT-apyUSD-18JUN2026 / apxUSD interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 2.92% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much PT-apyUSD-18JUN2026 collateral could be liquidated if its price fell by each amount

Based on today's loans and today's PT-apyUSD-18JUN2026 price in apxUSD. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
PT-apyUSD-18JUN2026 price in apxUSD0.986 apxUSD
OracleChainlinkOracleV20x1E7F…0949
Price feeds0x115a…88f5
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetapxUSDprice $0.9809
CollateralPT-apyUSD-18JUN2026price $0.9676
Borrowers4
CreatedMarch 23, 2026
Market ID0x04663e98…a16f06
Rate model0x870a…00BC
PT-apyUSD-18JUN2026 token0x3365…16a5
apxUSD token0x98A8…4665

Vaults lending here

$9.8K of the $10.2K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Apyx apxUSDV2lends directly$9.8K9.18%$2.97M

Largest borrowers

4 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x9266…885e$5.3K$11.8K1.9649.0%
0xE599…620a$3.00$5.001.4229.6%
0xBe2c…B5D8$0$30.0091.2998.9%
0x41DC…759B$0$01.044.0%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the PT-apyUSD-18JUN2026 / apxUSD market

The PT-apyUSD-18JUN2026 / apxUSD market on Ethereum was created on March 23, 2026. Anyone can lend apxUSD into it, and anyone holding PT-apyUSD-18JUN2026 can borrow that apxUSD against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $10.2K is supplied and $5.3K borrowed, so 51.8% of the market is in use, backed by $11.9K of PT-apyUSD-18JUN2026 from 4 borrowers. Borrowers pay 2.06% a year, 3.75% on average over the last 30 days. Lenders earn 1.06%.

1 listed vault lends here, providing $9.8K of the supply; the largest is Apyx apxUSD. Liquidators who close an unsafe loan here receive a 4.38% bonus in PT-apyUSD-18JUN2026.

PT-apyUSD-18JUN2026 / apxUSD on Ethereum: quick answers

What is the apxUSD borrow rate against PT-apyUSD-18JUN2026 on Morpho Ethereum?

In this market it is 2.06% a year right now, and it averaged 3.75% over the last 30 days. The rate is variable: it follows how much of the market's apxUSD is borrowed, rising quickly above 90%.

When is a PT-apyUSD-18JUN2026 / apxUSD loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-apyUSD-18JUN2026 worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-apyUSD-18JUN2026 fell to about 0.574 apxUSD.

How much apxUSD can be borrowed here right now?

$4.9K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the PT-apyUSD-18JUN2026 / apxUSD market?

Lenders earn 1.06% a year right now (3.42% averaged over 30 days). Most lend through vaults, such as Apyx apxUSD, which spread deposits across several markets.