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Morpho Watch

nvPRIME / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against nvPRIME. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 4.76% a year and borrowers pay 5.31% right now.

Data from Morpho's API · updated

Borrow APY

5.31%

30-day average 6.09%

Supply APY

4.76%

30-day average 5.54%

Supplied

$1.29M

1.29M USDC

Borrowed

$1.16M

90.0% utilization

Available to borrow

$129K

free liquidity right now

Collateral posted

$1.69M

1.59M nvPRIME

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

nvPRIME / USDC rate history

Average supply and borrow APY for each day

Utilization

nvPRIME / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 5.23% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much nvPRIME collateral could be liquidated if its price fell by each amount

Based on today's loans and today's nvPRIME price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
nvPRIME price in USDC1.06 USDC
OracleChainlinkOracleV20x9cc1…E28d
Price feeds0xf17C…58d1
0x8fFf…18f6
0xC360…87D1
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralnvPRIMEprice $1.0612
Borrowers7
CreatedAugust 5, 2026
Market ID0x9e553e8a…33eeda
Rate model0x870a…00BC
nvPRIME token0xC360…87D1
USDC token0xA0b8…eB48

Vaults lending here

$1.29M of the $1.29M supplied comes from these vaults

VaultLent hereVault net APYVault deposits
RockawayX NUVA EcosystemV2lends directly$1.29M7.50%$1.64M

Largest borrowers

7 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x1d87…7317$1.16M$1.69M1.2519.8%
0x2043…dcA6$1.1K$1.4K1.087.2%
0xD0BF…889C$272$3821.2117.3%
0xEAaa…d211$70.00$1031.2620.8%
0x2C1a…a924$18.00$32.001.5435.1%
0xbB14…F32C$2.00$5.002.1854.0%
0x22D4…676A$0$1.001.2620.4%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the nvPRIME / USDC market

The nvPRIME / USDC market on Ethereum was created on August 5, 2026. Anyone can lend USDC into it, and anyone holding nvPRIME can borrow that USDC against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $1.29M is supplied and $1.16M borrowed, so 90.0% of the market is in use, backed by $1.69M of nvPRIME from 7 borrowers. Borrowers pay 5.31% a year, 6.09% on average over the last 30 days. Lenders earn 4.76%.

1 listed vault lends here, providing $1.29M of the supply; the largest is RockawayX NUVA Ecosystem. Liquidators who close an unsafe loan here receive a 4.38% bonus in nvPRIME. If nvPRIME fell 20% against USDC, about $1.8K of collateral would be at risk of liquidation.

nvPRIME / USDC on Ethereum: quick answers

What is the USDC borrow rate against nvPRIME on Morpho Ethereum?

In this market it is 5.31% a year right now, and it averaged 6.09% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a nvPRIME / USDC loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes nvPRIME worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if nvPRIME fell to about 0.617 USDC.

How much USDC can be borrowed here right now?

$129K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the nvPRIME / USDC market?

Lenders earn 4.76% a year right now (5.54% averaged over 30 days). Most lend through vaults, such as RockawayX NUVA Ecosystem, which spread deposits across several markets.