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Morpho Watch

mAPOLLO / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against mAPOLLO. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 1.70% a year and borrowers pay 2.22% right now.

Data from Morpho's API · updated

Borrow APY

2.22%

30-day average 3.53%

Supply APY

1.70%

30-day average 2.98%

Supplied

$222K

222.51K USDC

Borrowed

$171K

76.7% utilization

Available to borrow

$51.9K

free liquidity right now

Collateral posted

$231K

205.99K mAPOLLO

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

mAPOLLO / USDC rate history

Average supply and borrow APY for each day

Utilization

mAPOLLO / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 2.50% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much mAPOLLO collateral could be liquidated if its price fell by each amount

Based on today's loans and today's mAPOLLO price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)86%fixed for the life of the market
Liquidation bonus4.38%extra collateral a liquidator receives
mAPOLLO price in USDC1.12 USDC
OracleChainlinkOracleV20xCA72…a316
Price feeds0x8430…Ee4B
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralmAPOLLOprice $1.1204
Borrow APY, last year6.82%
Borrowers9
CreatedSeptember 4, 2025
Market ID0x031c7333…387fb2
Rate model0x870a…00BC
mAPOLLO token0x7CF9…6C05
USDC token0xA0b8…eB48

Vaults lending here

No listed vault lends to this market right now

Largest borrowers

9 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0xa765…017d$94.3K$130K1.1815.5%
0xe79c…0262$41.1K$50.7K1.065.6%
0xddf0…8120$23.5K$28.8K1.065.2%
0xaf1A…e969$6.4K$12.8K1.7342.2%
0x9C57…a82D$5.3K$8.6K1.4028.4%
0x2476…6DcD$38.00$49.001.1311.3%
0x95B3…F0cb$1.00$2.001.2419.3%
0x7399…8b96$1.00$2.002.0050.0%
0x829A…eFaa$0$11.0087.2298.8%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the mAPOLLO / USDC market

The mAPOLLO / USDC market on Ethereum was created on September 4, 2025. Anyone can lend USDC into it, and anyone holding mAPOLLO can borrow that USDC against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $222K is supplied and $171K borrowed, so 76.7% of the market is in use, backed by $231K of mAPOLLO from 9 borrowers. Borrowers pay 2.22% a year, 3.53% on average over the last 30 days and 6.82% over the last year. Lenders earn 1.70%.

No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 4.38% bonus in mAPOLLO. If mAPOLLO fell 20% against USDC, about $209K of collateral would be at risk of liquidation.

mAPOLLO / USDC on Ethereum: quick answers

What is the USDC borrow rate against mAPOLLO on Morpho Ethereum?

In this market it is 2.22% a year right now, and it averaged 3.53% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a mAPOLLO / USDC loan liquidated?

When the loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes mAPOLLO worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if mAPOLLO fell to about 0.651 USDC.

How much USDC can be borrowed here right now?

$51.9K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the mAPOLLO / USDC market?

Lenders earn 1.70% a year right now (2.98% averaged over 30 days). Most lend through vaults, which spread deposits across several markets.