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Morpho Watch

ETH+ / WETH on Ethereum

A Morpho market on Ethereum where people borrow WETH against ETH+. A loan can be liquidated once it reaches 94.5% of the collateral's value. Lenders earn 2.40% a year and borrowers pay 2.40% right now.

Data from Morpho's API · updated

Borrow APY

2.40%

30-day average 0.92%

Supply APY

2.40%

30-day average 0.81%

Supplied

$2.3K

0.842 WETH

Borrowed

$2.3K

100.0% utilization

Available to borrow

$0

up to $323 with vault liquidity

Collateral posted

$3.3K

1.10 ETH+

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

ETH+ / WETH rate history

Average supply and borrow APY for each day

Utilization

ETH+ / WETH interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 0.60% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much ETH+ collateral could be liquidated if its price fell by each amount

Based on today's loans and today's ETH+ price in WETH. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)94.5%fixed for the life of the market
Liquidation bonus1.68%extra collateral a liquidator receives
ETH+ price in WETH1.10 WETH
OracleChainlinkOracleV20x0705…02C0
Price feeds0xf87d…9936
0x5f4e…8419
Market feeNoneshare of interest taken by the protocol
Pre-liquidationAvailableborrowers can opt in to gentler, earlier liquidations from 93.37% LTV

LLTV and liquidations · How oracles work

Details

Loan assetWETHprice $2.7K
CollateralETH+price $2.9K
Borrow APY, last year2.81%
Borrowers5
CreatedSeptember 16, 2024
Market ID0x5f8a138b…8e4a86
Rate model0x870a…00BC
ETH+ token0xE72B…56a8
WETH token0xC02a…6Cc2

Vaults lending here

$2.3K of the $2.3K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
RockawayX wETHV2lends directly$2.3K2.32%$2.3K

Largest borrowers

5 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x53Ad…0E15$1.2K$1.8K1.4530.9%
0xD6dA…0871$1.1K$1.4K1.2520.0%
0x0659…d0E3$2.00$3.001.1815.5%
0x6Eb8…4B6a$1.00$8.0014.2293.0%
0x9824…8607$0$0>99100.0%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the ETH+ / WETH market

The ETH+ / WETH market on Ethereum was created on September 16, 2024. Anyone can lend WETH into it, and anyone holding ETH+ can borrow that WETH against it, up to a loan-to-value of 94.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $2.3K is supplied and $2.3K borrowed, so 100.0% of the market is in use, backed by $3.3K of ETH+ from 5 borrowers. Borrowers pay 2.40% a year, 0.92% on average over the last 30 days and 2.81% over the last year. Lenders earn 2.40%.

1 listed vault lends here, providing $2.3K of the supply; the largest is RockawayX wETH. Liquidators who close an unsafe loan here receive a 1.68% bonus in ETH+. If ETH+ fell 20% against WETH, about $3.00 of collateral would be at risk of liquidation.

ETH+ / WETH on Ethereum: quick answers

What is the WETH borrow rate against ETH+ on Morpho Ethereum?

In this market it is 2.40% a year right now, and it averaged 0.92% over the last 30 days. The rate is variable: it follows how much of the market's WETH is borrowed, rising quickly above 90%.

When is a ETH+ / WETH loan liquidated?

When the loan reaches 94.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes ETH+ worth 1.68% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if ETH+ fell to about 0.580 WETH.

How much WETH can be borrowed here right now?

$0 is free in the market, and vaults can move in up to $323 more through Morpho's public allocator, for about $323 in all. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the ETH+ / WETH market?

Lenders earn 2.40% a year right now (0.81% averaged over 30 days). Most lend through vaults, such as RockawayX wETH, which spread deposits across several markets.