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Morpho Watch

edgeUSDx / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against edgeUSDx. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 7.75% a year and borrowers pay 8.59% right now.

Data from Morpho's API · updated

Borrow APY

8.59%

30-day average 7.98%

Supply APY

7.75%

30-day average 7.13%

Supplied

$44.2K

44.25K USDC

Borrowed

$40.1K

90.6% utilization

Available to borrow

$4.1K

free liquidity right now

Collateral posted

$46.2K

44.64K edgeUSDx

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

edgeUSDx / USDC rate history

Average supply and borrow APY for each day

Utilization

edgeUSDx / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 7.65% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much edgeUSDx collateral could be liquidated if its price fell by each amount

Based on today's loans and today's edgeUSDx price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)91.5%fixed for the life of the market
Liquidation bonus2.62%extra collateral a liquidator receives
edgeUSDx price in USDC1.03 USDC
OracleChainlinkOracleV20x6256…894a
Price feeds0x36bD…BCB3
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateraledgeUSDxprice $1.0348
Borrowers3
CreatedJune 29, 2026
Market ID0xe5d09346…b4fbf6
Rate model0x870a…00BC
edgeUSDx token0x36bD…BCB3
USDC token0xA0b8…eB48

Vaults lending here

$44.2K of the $44.2K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
UltraYield USDC CoreV2lends directly$44.2K6.52%$130K

Largest borrowers

3 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x752A…B0A4$40.1K$46.2K1.055.1%
0x2AeD…28C9$1.00$2.001.8245.1%
0xfD98…e0A0$0$01.1513.2%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the edgeUSDx / USDC market

The edgeUSDx / USDC market on Ethereum was created on June 29, 2026. Anyone can lend USDC into it, and anyone holding edgeUSDx can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $44.2K is supplied and $40.1K borrowed, so 90.6% of the market is in use, backed by $46.2K of edgeUSDx from 3 borrowers. Borrowers pay 8.59% a year, 7.98% on average over the last 30 days. Lenders earn 7.75%.

1 listed vault lends here, providing $44.2K of the supply; the largest is UltraYield USDC Core. Liquidators who close an unsafe loan here receive a 2.62% bonus in edgeUSDx. If edgeUSDx fell 20% against USDC, about $46.2K of collateral would be at risk of liquidation.

edgeUSDx / USDC on Ethereum: quick answers

What is the USDC borrow rate against edgeUSDx on Morpho Ethereum?

In this market it is 8.59% a year right now, and it averaged 7.98% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a edgeUSDx / USDC loan liquidated?

When the loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes edgeUSDx worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if edgeUSDx fell to about 0.566 USDC.

How much USDC can be borrowed here right now?

$4.1K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the edgeUSDx / USDC market?

Lenders earn 7.75% a year right now (7.13% averaged over 30 days). Most lend through vaults, such as UltraYield USDC Core, which spread deposits across several markets.