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Morpho Watch

AA_FalconXUSDC / USDC on Ethereum

A Morpho market on Ethereum where people borrow USDC against AA_FalconXUSDC. A loan can be liquidated once it reaches 77% of the collateral's value. Lenders earn 6.58% a year and borrowers pay 7.30% right now.

Data from Morpho's API · updated

Borrow APY

7.30%

30-day average 6.55%

Supply APY

6.58%

30-day average 5.86%

Supplied

$36.26M

36.27M USDC

Borrowed

$32.79M

90.4% utilization

Available to borrow

$3.47M

free liquidity right now

Collateral posted

$47.67M

43.01M AA_FalconXUSDC

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

AA_FalconXUSDC / USDC rate history

Average supply and borrow APY for each day

Utilization

AA_FalconXUSDC / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 6.46% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much AA_FalconXUSDC collateral could be liquidated if its price fell by each amount

Based on today's loans and today's AA_FalconXUSDC price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)77%fixed for the life of the market
Liquidation bonus7.41%extra collateral a liquidator receives
AA_FalconXUSDC price in USDC1.11 USDC
OracleChainlinkOracleV20x52eA…93Fc
Price feeds0x5044…7dFf
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralAA_FalconXUSDCprice $1.1083
Borrow APY, last year6.81%
Borrowers5
CreatedJuly 3, 2025
Market ID0xe83d72fa…f36f52
Rate model0x870a…00BC
AA_FalconXUSDC token0xC26A…f99C
USDC token0xA0b8…eB48

Vaults lending here

$32.13M of the $36.26M supplied comes from these vaults

Largest borrowers

5 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x0000…aF44$17.65M$25.84M1.1311.3%
0x6447…1aE8$13.96M$20.06M1.119.6%
0x2a69…378d$984K$1.47M1.1513.3%
0x0c16…A4F4$200K$297K1.1412.3%
0xB47f…0F1F$0$1.007.8487.3%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the AA_FalconXUSDC / USDC market

The AA_FalconXUSDC / USDC market on Ethereum was created on July 3, 2025. Anyone can lend USDC into it, and anyone holding AA_FalconXUSDC can borrow that USDC against it, up to a loan-to-value of 77% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $36.26M is supplied and $32.79M borrowed, so 90.4% of the market is in use, backed by $47.67M of AA_FalconXUSDC from 5 borrowers. Borrowers pay 7.30% a year, 6.55% on average over the last 30 days and 6.81% over the last year. Lenders earn 6.58%.

9 listed vaults lend here, providing $32.13M of the supply; the largest are Gauntlet USDC Frontier, Gauntlet USDC RWA and Hyperithm USDC Apex. Liquidators who close an unsafe loan here receive a 7.41% bonus in AA_FalconXUSDC. If AA_FalconXUSDC fell 20% against USDC, about $47.67M of collateral would be at risk of liquidation.

AA_FalconXUSDC / USDC on Ethereum: quick answers

What is the USDC borrow rate against AA_FalconXUSDC on Morpho Ethereum?

In this market it is 7.30% a year right now, and it averaged 6.55% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a AA_FalconXUSDC / USDC loan liquidated?

When the loan reaches 77% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes AA_FalconXUSDC worth 7.41% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if AA_FalconXUSDC fell to about 0.720 USDC.

How much USDC can be borrowed here right now?

$3.47M is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the AA_FalconXUSDC / USDC market?

Lenders earn 6.58% a year right now (5.86% averaged over 30 days). Most lend through vaults, such as Gauntlet USDC Frontier, Gauntlet USDC RWA and Hyperithm USDC Apex, which spread deposits across several markets.