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Morpho Watch

superOETHb / USDC on Base

A Morpho market on Base where people borrow USDC against superOETHb. A loan can be liquidated once it reaches 77% of the collateral's value. Lenders earn 3.86% a year and borrowers pay 4.29% right now.

Data from Morpho's API · updated

Borrow APY

4.29%

30-day average 4.00%

Supply APY

3.86%

30-day average 3.58%

Supplied

$451K

450.94K USDC

Borrowed

$407K

90.2% utilization

Available to borrow

$44.1K

up to $347K with vault liquidity

Collateral posted

$955K

356.43 superOETHb

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

superOETHb / USDC rate history

Average supply and borrow APY for each day

Utilization

superOETHb / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 4.01% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much superOETHb collateral could be liquidated if its price fell by each amount

Based on today's loans and today's superOETHb price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)77%fixed for the life of the market
Liquidation bonus7.41%extra collateral a liquidator receives
superOETHb price in USDC2.68K USDC
OracleChainlinkOracleV20xFEa2…aFE4
Price feeds0x7104…Bb70
0x7e86…bc6B
Market feeNoneshare of interest taken by the protocol
Pre-liquidationAvailableborrowers can opt in to gentler, earlier liquidations from 72.74% LTV

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralsuperOETHbprice $2.7K
Borrow APY, last year5.75%
Borrowers44
CreatedSeptember 10, 2025
Market ID0x67a66cba…1eb538
Rate model0x4641…2687
superOETHb token0xDBFe…60A3
USDC token0x8335…2913

Vaults lending here

No listed vault lends to this market right now

Largest borrowers

44 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0xFF76…fB4c$84.4K$119K1.087.8%
0xD0a2…83f6$56.7K$95.5K1.3022.9%
0x4453…8726$53.4K$111K1.6037.4%
0xEB45…5d31$42.0K$140K2.5761.1%
0x4C1A…9D0f$30.4K$100K2.5460.7%
0x41ee…eFa0$25.9K$57.4K1.7141.4%
0x6c26…9A0f$24.2K$76.1K2.4358.8%
0xa9D4…4856$14.4K$46.5K2.4959.8%
0xdf56…4cb1$12.0K$40.5K2.6061.5%
0xef4d…361a$10.4K$36.2K2.6862.8%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the superOETHb / USDC market

The superOETHb / USDC market on Base was created on September 10, 2025. Anyone can lend USDC into it, and anyone holding superOETHb can borrow that USDC against it, up to a loan-to-value of 77% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $451K is supplied and $407K borrowed, so 90.2% of the market is in use, backed by $955K of superOETHb from 44 borrowers. Borrowers pay 4.29% a year, 4.00% on average over the last 30 days and 5.75% over the last year. Lenders earn 3.86%.

No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 7.41% bonus in superOETHb. If superOETHb fell 20% against USDC, about $120K of collateral would be at risk of liquidation.

superOETHb / USDC on Base: quick answers

What is the USDC borrow rate against superOETHb on Morpho Base?

In this market it is 4.29% a year right now, and it averaged 4.00% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a superOETHb / USDC loan liquidated?

When the loan reaches 77% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes superOETHb worth 7.41% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if superOETHb fell to about 1.74K USDC.

How much USDC can be borrowed here right now?

$44.1K is free in the market, and vaults can move in up to $303K more through Morpho's public allocator, for about $347K in all. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the superOETHb / USDC market?

Lenders earn 3.86% a year right now (3.58% averaged over 30 days). Most lend through vaults, which spread deposits across several markets.