JitoSOL / USDC on Base
A Morpho market on Base where people borrow USDC against JitoSOL. A loan can be liquidated once it reaches 62.5% of the collateral's value. Lenders earn 5.39% a year and borrowers pay 6.05% right now.
Data from Morpho's API · updated
Borrow APY
6.05%
30-day average 6.15%
Supply APY
5.39%
30-day average 5.47%
Supplied
$2.90M
2.90M USDC
Borrowed
$2.60M
89.4% utilization
Available to borrow
$307K
up to $559K with vault liquidity
Collateral posted
$8.20M
52.24K JitoSOL
JitoSOL / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
JitoSOL / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 6.08% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much JitoSOL collateral could be liquidated if its price fell by each amount
Based on today's loans and today's JitoSOL price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 62.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 12.68%extra collateral a liquidator receives |
| JitoSOL price in USDC | 157.03 USDC |
| Oracle | Unknown0x78F7…BE1C |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9999 |
|---|---|
| Collateral | JitoSOLprice $157 |
| Borrowers | 1,669 |
| Created | May 15, 2026 |
| Market ID | 0x09276541…52e1a5 |
| Rate model | 0x4641…2687 |
| JitoSOL token | 0x97bE…34de |
| USDC token | 0x8335…2913 |
Vaults lending here
$2.77M of the $2.90M supplied comes from these vaults
Largest borrowers
1,669 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0xc900…662B | $92.8K | 2.71 |
| 0x1447…aE88 | $87.4K | 1.11 |
| 0x194E…B9C2 | $82.5K | 1.84 |
| 0x2a0B…504A | $73.9K | 2.48 |
| 0x6ECF…F1a1 | $64.6K | 1.37 |
| 0xE5C6…2990 | $52.1K | 1.53 |
| 0x618e…0915 | $51.0K | 1.83 |
| 0xE06E…580a | $44.4K | 1.69 |
| 0xc1F9…E142 | $44.3K | 1.61 |
| 0x06AD…0F9e | $42.2K | 1.74 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
17 in the last 30 days, $8.9K of debt repaid
| When | Debt repaid | Transaction |
|---|---|---|
| $5.025.02 USDC | 0xa139…ca84 | |
| $27.1927.19 USDC | 0xa139…ca84 | |
| $98.1598.16 USDC | 0x767a…1a9a | |
| $591590.85 USDC | 0x767a…1a9a | |
| $718717.75 USDC | 0x767a…1a9a | |
| $6.686.68 USDC | 0x648b…7f26 | |
| $57.8957.89 USDC | 0x648b…7f26 | |
| $70.1870.19 USDC | 0x648b…7f26 | |
| $3.9K3.90K USDC | 0x648b…7f26 | |
| $502502.08 USDC | 0x54ab…b6a6 |
About the JitoSOL / USDC market
The JitoSOL / USDC market on Base was created on May 15, 2026. Anyone can lend USDC into it, and anyone holding JitoSOL can borrow that USDC against it, up to a loan-to-value of 62.5% (its LLTV), where liquidation starts. Prices come from a custom oracle; check its source before borrowing or lending.
Right now $2.90M is supplied and $2.60M borrowed, so 89.4% of the market is in use, backed by $8.20M of JitoSOL from 1,669 borrowers. Borrowers pay 6.05% a year, 6.15% on average over the last 30 days. Lenders earn 5.39%.
5 listed vaults lend here, providing $2.77M of the supply; the largest are Clearstar cbAssets Vault, Gauntlet USDC Frontier and Steakhouse High Yield USDC Edition. Liquidators who close an unsafe loan here receive a 12.68% bonus in JitoSOL. If JitoSOL fell 20% against USDC, about $313K of collateral would be at risk of liquidation. 17 loans were liquidated here in the last 30 days.
JitoSOL / USDC on Base: quick answers
What is the USDC borrow rate against JitoSOL on Morpho Base?
In this market it is 6.05% a year right now, and it averaged 6.15% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When is a JitoSOL / USDC loan liquidated?
When the loan reaches 62.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes JitoSOL worth 12.68% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if JitoSOL fell to about 125.62 USDC.
How much USDC can be borrowed here right now?
$307K is free in the market, and vaults can move in up to $253K more through Morpho's public allocator, for about $559K in all. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the JitoSOL / USDC market?
Lenders earn 5.39% a year right now (5.47% averaged over 30 days). Most lend through vaults, such as Clearstar cbAssets Vault, Gauntlet USDC Frontier and Steakhouse High Yield USDC Edition, which spread deposits across several markets.