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Morpho Watch

cbDOGE / USDC on Base

A Morpho market on Base where people borrow USDC against cbDOGE. A loan can be liquidated once it reaches 62.5% of the collateral's value. Lenders earn 5.42% a year and borrowers pay 6.16% right now.

Data from Morpho's API · updated

Borrow APY

6.16%

30-day average 6.42%

Supply APY

5.42%

30-day average 5.65%

Supplied

$2.73M

2.73M USDC

Borrowed

$2.41M

88.3% utilization

Available to borrow

$320K

free liquidity right now

Collateral posted

$7.48M

77.06M cbDOGE

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

This is the market behind Coinbase's Dogecoin loans →

See every Coinbase loan market and what each costs right now.

cbDOGE / USDC rate history

Average supply and borrow APY for each day

Utilization

cbDOGE / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 6.26% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much cbDOGE collateral could be liquidated if its price fell by each amount

Based on today's loans and today's cbDOGE price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)62.5%fixed for the life of the market
Liquidation bonus12.68%extra collateral a liquidator receives
cbDOGE price in USDC0.0971 USDC
OracleChainlinkOracleV20xA9D3…91B2
Price feeds0x8422…8e57
Market feeNoneshare of interest taken by the protocol
Pre-liquidationAvailableborrowers can opt in to gentler, earlier liquidations from 56.26% LTV

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralcbDOGEprice $0.0970
Borrowers1,205
CreatedOctober 10, 2025
Market ID0x73527ddd…8875d8
Rate model0x4641…2687
cbDOGE token0xcbD0…b510
USDC token0x8335…2913

Vaults lending here

$2.08M of the $2.73M supplied comes from these vaults

Largest borrowers

1,205 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x804a…0B30$97.6K$319K2.0450.9%
0x4b5A…F689$81.1K$171K1.3123.8%
0x3D04…1E2F$74.7K$214K1.7843.9%
0x2fdf…AC5D$67.3K$200K1.8545.9%
0xe858…935B$66.7K$155K1.4530.9%
0x301c…E259$61.5K$166K1.6840.3%
0x0a77…1175$51.8K$261K3.1368.0%
0xD92B…8BC6$51.2K$155K1.8947.0%
0x243c…BF63$51.1K$229K2.7864.1%
0xfae1…6109$50.6K$286K3.5271.6%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

55 in the last 30 days, $83.2K of debt repaid

All liquidations →
WhenDebt repaidCollateral takenBorrowerTransaction
$23.6523.65 USDC $28.49291.39 cbDOGE 0xd3d3…02Bd 0xd1da…539d
$317317.03 USDC $3773.86K cbDOGE 0x5843…3C96 0xe5cc…95e8
$536536.26 USDC $6386.52K cbDOGE 0x5908…87B3 0xe5cc…95e8
$230229.56 USDC $2692.75K cbDOGE 0xDEAF…DAfD 0x1091…67d1
$4.924.92 USDC $6.9070.52 cbDOGE 0x832C…ba98 0xa4c1…89ef
$17.3817.39 USDC $24.28248.33 cbDOGE 0x4917…0e75 0xe125…d2b2
$199198.95 USDC $2782.84K cbDOGE 0x2e23…7452 0x071e…906d
$217217.34 USDC $3023.09K cbDOGE 0xa5aa…5ABF 0x8e71…1693
$43.7843.79 USDC $60.78621.59 cbDOGE 0x6171…4506 0x4e20…5fcf
$13.3K13.34K USDC $18.5K189.33K cbDOGE 0xb9b1…4013 0x3b5a…ba38

About the cbDOGE / USDC market

The cbDOGE / USDC market on Base was created on October 10, 2025. Anyone can lend USDC into it, and anyone holding cbDOGE can borrow that USDC against it, up to a loan-to-value of 62.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds. Public on-chain data shows this is the market behind Coinbase's Dogecoin loans.

Right now $2.73M is supplied and $2.41M borrowed, so 88.3% of the market is in use, backed by $7.48M of cbDOGE from 1,205 borrowers. Borrowers pay 6.16% a year, 6.42% on average over the last 30 days. Lenders earn 5.42%.

7 listed vaults lend here, providing $2.08M of the supply; the largest are Steakhouse High Yield USDC, Gauntlet USDC Frontier and Yield Clearstar USDC. Liquidators who close an unsafe loan here receive a 12.68% bonus in cbDOGE. If cbDOGE fell 20% against USDC, about $212K of collateral would be at risk of liquidation. 55 loans were liquidated here in the last 30 days.

cbDOGE / USDC on Base: quick answers

What is the USDC borrow rate against cbDOGE on Morpho Base?

In this market it is 6.16% a year right now, and it averaged 6.42% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a cbDOGE / USDC loan liquidated?

When the loan reaches 62.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes cbDOGE worth 12.68% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if cbDOGE fell to about 0.0776 USDC.

How much USDC can be borrowed here right now?

$320K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the cbDOGE / USDC market?

Lenders earn 5.42% a year right now (5.65% averaged over 30 days). Most lend through vaults, such as Steakhouse High Yield USDC, Gauntlet USDC Frontier and Yield Clearstar USDC, which spread deposits across several markets.