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Morpho Watch

AAPLc / USDC on Base

A Morpho market on Base where people borrow USDC against AAPLc. A loan can be liquidated once it reaches 62.5% of the collateral's value. Lenders earn 5.05% a year and borrowers pay 5.62% right now.

Data from Morpho's API · updated

Borrow APY

5.62%

paid by borrowers

Supply APY

5.05%

earned by lenders

Supplied

$28.8K

28.80K USDC

Borrowed

$26.0K

90.1% utilization

Available to borrow

$2.8K

up to $234K with vault liquidity

Collateral posted

$51.4K

151.16 AAPLc

Open in the Morpho app ↗Liquidation price calculatorBorrow cost calculator

AAPLc / USDC rate history

Average supply and borrow APY for each day

Utilization

AAPLc / USDC interest rate curve

What borrowers would pay at each utilization level, with today's settings

Borrow APY Supply APY

At the 90% target, borrowers pay 5.39% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.

Liquidation map

How much AAPLc collateral could be liquidated if its price fell by each amount

Based on today's loans and today's AAPLc price in USDC. Borrowers who repay or add collateral move these numbers every day.

Risk settings

Liquidation LTV (LLTV)62.5%fixed for the life of the market
Liquidation bonus12.68%extra collateral a liquidator receives
AAPLc price in USDC340.38 USDC
OracleChainlinkOracleV20xEcC5…AB0e
Price feeds0x787f…F988
Market feeNoneshare of interest taken by the protocol

LLTV and liquidations · How oracles work

Details

Loan assetUSDCprice $0.9999
CollateralAAPLcprice $340
Borrowers6
CreatedSeptember 7, 2026
Market ID0xae1a3048…8c3c28
Rate model0x4641…2687
AAPLc token0xb200…d1fb
USDC token0x8335…2913

Vaults lending here

$23.1K of the $28.8K supplied comes from these vaults

VaultLent hereVault net APYVault deposits
Steakhouse High Yield USDC v1.1lends directly$23.1K5.33%$929K
Clearstar Tokenized Stocks USDCV2lends directly$1.005.05%$1.00

Largest borrowers

6 open loans in this market

AddressBorrowedCollateralHealthPrice drop to liquidation
0x3174…641B$21.4K$40.4K1.1815.4%
0x8E87…0e9f$4.5K$11.0K1.5334.5%
0x6171…Efb3$18.00$52.001.8245.1%
0xbDAb…17F2$2.00$9.002.8364.6%
0xfeed…3C9a$1.00$4.002.6762.5%
0x4920…8DB1$0$01.6539.6%

Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.

Recent liquidations here

None recorded in the last 90 days

All liquidations →

About the AAPLc / USDC market

The AAPLc / USDC market on Base was created on September 7, 2026. Anyone can lend USDC into it, and anyone holding AAPLc can borrow that USDC against it, up to a loan-to-value of 62.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.

Right now $28.8K is supplied and $26.0K borrowed, so 90.1% of the market is in use, backed by $51.4K of AAPLc from 6 borrowers. Borrowers pay 5.62% a year. Lenders earn 5.05%.

2 listed vaults lend here, providing $23.1K of the supply; the largest are Steakhouse High Yield USDC v1.1 and Clearstar Tokenized Stocks USDC. Liquidators who close an unsafe loan here receive a 12.68% bonus in AAPLc. If AAPLc fell 20% against USDC, about $40.4K of collateral would be at risk of liquidation.

AAPLc / USDC on Base: quick answers

What is the USDC borrow rate against AAPLc on Morpho Base?

In this market it is 5.62% a year right now. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.

When is a AAPLc / USDC loan liquidated?

When the loan reaches 62.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes AAPLc worth 12.68% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if AAPLc fell to about 272.30 USDC.

How much USDC can be borrowed here right now?

$2.8K is free in the market, and vaults can move in up to $231K more through Morpho's public allocator, for about $234K in all. Borrowing more than that would have to wait for repayments or new lenders.

What do lenders earn in the AAPLc / USDC market?

Lenders earn 5.05% a year right now. Most lend through vaults, such as Steakhouse High Yield USDC v1.1 and Clearstar Tokenized Stocks USDC, which spread deposits across several markets.