Unified LabsVerified
Unified Labs curates 4 listed Morpho vaults holding $200K on 3 networks. A curator chooses which markets its vaults lend to and sets a cap for each one; depositors earn what those loans pay, minus the curator's fee.
Data from Morpho's API · updated
In their vaults
$200K
listed vaults only
Vaults
4
on 3 networks
Average net APY
4.61%
weighted by vault size
Best vault right now
–
none with $1M+ deposited
Unified Labs's vaults
Every listed vault Unified Labs curates, largest first. Fees are the share of interest the curator keeps.
| Vault | Net APY | ||||
|---|---|---|---|---|---|
| Unified Labs USDC RWAV2Unified Labs · Monad · $193K | 4.60%incl. 1.64% rewards | ||||
| Unified Labs Regulated USDCV2Unified Labs · Ethereum · $6.1K | 5.00% | ||||
| Unified Labs Prime USDCV2Unified Labs · Ethereum · $53.00 | 4.50% | ||||
| SoSoValue x Unified Labs USDCV2Unified Labs · Base · $1.00 | 4.31% | ||||
| Nothing matches that filter. | |||||
What these vaults lend against
Money lent directly to markets, grouped by the collateral borrowers post. Higher-risk collateral usually pays more.
Unified Labs on Morpho: quick answers
How much does Unified Labs manage on Morpho?
Unified Labs curates 4 vaults listed in the Morpho app, holding $200K on 3 networks. The largest is Unified Labs USDC RWA on Monad with $193K.
What do Unified Labs's Morpho vaults pay?
Weighted by size, its vaults pay 4.61% net APY right now. Rates change daily with borrowing demand.
What do Unified Labs's vaults lend against?
Mostly loans backed by FUSDLP (97%), GOLDX (2%) and cbBTC (1%), counting money lent directly into markets. Each vault's page shows its own mix.
Which networks does Unified Labs run Morpho vaults on?
Monad, Ethereum and Base.
How to judge a curator's vaults
Look at three things on each vault page. First, what the vault lends against: loans backed by Bitcoin or ETH are usually safer than loans backed by newer or thinly traded tokens. Second, how much cash the vault could pay out today, shown as "withdrawable": if nearly everything is lent out, withdrawals may have to wait. Third, the fee and the timelock, which is how long depositors get to react before the curator's changes take effect. Comparing curators? See the curator ranking, the best vault yields, or read what can go wrong with a vault.