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Morpho Watch

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Bitwise curates 3 listed Morpho vaults holding $22.05M on 3 networks. A curator chooses which markets its vaults lend to and sets a cap for each one; depositors earn what those loans pay, minus the curator's fee.

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Data from Morpho's API · updated

In their vaults

$22.05M

listed vaults only

Vaults

3

on 3 networks

Average net APY

7.41%

weighted by vault size

Best vault right now

7.44%

Bitwise Premium RWA AUSD

Bitwise's vaults

Every listed vault Bitwise curates, largest first. Fees are the share of interest the curator keeps.

Vaults curated by Bitwise
Vault Deposits Net APY 30-day APY Fee Withdrawable
Bitwise Premium RWA AUSDV2Bitwise · Ethereum · $21.73M $21.73M21.74M AUSD 7.44%incl. 3.24% rewards 3.70% 0%+0.4% a year $2.66M
Bitwise Liquid Prime USDCV2Bitwise · Base · $180K $180K179.53K USDC 4.32% 4.34% 0% $89.4K
Bitwise Premium RWA USDCV2Bitwise · Arc · $134K $134K133.69K USDC 6.41% 10.97% 0%+0.4% a year $3.8K

What these vaults lend against

Money lent directly to markets, grouped by the collateral borrowers post. Higher-risk collateral usually pays more.

CollateralLent against itShareMarkets
PST $7.80M38.8%2
sUSDai $6.75M33.6%2
PRIME $5.35M26.6%1
WETH $90.1K0.4%1
cbBTC $89.4K0.4%1

Bitwise on Morpho: quick answers

How much does Bitwise manage on Morpho?

Bitwise curates 3 vaults listed in the Morpho app, holding $22.05M on 3 networks. The largest is Bitwise Premium RWA AUSD on Ethereum with $21.73M.

What do Bitwise's Morpho vaults pay?

Weighted by size, its vaults pay 7.41% net APY right now. The best with at least $1M deposited is Bitwise Premium RWA AUSD on Ethereum at 7.44%. Rates change daily with borrowing demand.

What do Bitwise's vaults lend against?

Mostly loans backed by PST (39%), sUSDai (34%) and PRIME (27%), counting money lent directly into markets. Each vault's page shows its own mix.

Which networks does Bitwise run Morpho vaults on?

Ethereum, Base and Arc.

How to judge a curator's vaults

Look at three things on each vault page. First, what the vault lends against: loans backed by Bitcoin or ETH are usually safer than loans backed by newer or thinly traded tokens. Second, how much cash the vault could pay out today, shown as "withdrawable": if nearly everything is lent out, withdrawals may have to wait. Third, the fee and the timelock, which is how long depositors get to react before the curator's changes take effect. Comparing curators? See the curator ranking, the best vault yields, or read what can go wrong with a vault.