Skip to content
Morpho Watch

PYUSD on Morpho

PayPal USD (PYUSD) on Morpho, on every network: $708.7M in 5 vaults, $682.1M lent in 14 markets. Rates differ between vaults and markets because each has its own borrowers, collateral and curator.

Data from Morpho's API · updated

Best vault net APY

8.00%

Sentora Huma PST Main

Best market supply APY

10.60%

against wstETH, Ethereum

Cheapest to borrow

1.46%

against mWIN, Ethereum

Posted as collateral

$0

0 markets

Earn on PYUSD: vaults

Deposit PYUSD and a curator lends it out for you. Net APY is after the curator's fee.

Vaults that take PYUSD
Vault Deposits Net APY 30-day APY Fee Withdrawable
Paypal USD MainV2Sentora · Ethereum · $423.7M $423.7M423.78M PYUSD 7.04%incl. 2.86% rewards 2.76% 0%+1.0% a year $21.31M
Sentora PRIME MainV2Sentora · Ethereum · $212.4M $212.4M212.46M PYUSD 5.85%incl. 2.54% rewards 3.59% 15% $4.26M
Sentora Huma PST MainV2Sentora · Ethereum · $45.67M $45.67M45.68M PYUSD 8.00%incl. 2.45% rewards 5.19% 15% $4.84M
Sentora mWIN MainV2Sentora · Ethereum · $26.64M $26.64M26.64M PYUSD 6.25%incl. 5.30% rewards 1.15% 15% $575K
Steakhouse Prime InstantV2Steakhouse Financial · Ethereum · $301K $301K301.40K PYUSD 9.12% 6.50% 0% $13.7K

Borrow PYUSD: markets

Markets that lend out PYUSD, each against one kind of collateral.

Markets that lend PYUSD
Market Supplied Supply APY Borrowed Borrow APY Utilization
PRIME / PYUSDEthereum · LLTV 86% $208.2M208.20M PYUSD 3.99% $180.8M$249.0M collateral 4.61% 86.9%
kBTC / PYUSDEthereum · LLTV 86% $162.9M162.88M PYUSD 6.96% $151.9M$242.2M collateral 7.48% 93.2%
sUSDe / PYUSDEthereum · LLTV 91.5% $103.3M103.33M PYUSD 3.66% $92.74M$106.2M collateral 4.08% 89.8%
weETH / PYUSDEthereum · LLTV 86% $73.56M73.57M PYUSD 5.28% $66.71M$108.0M collateral 5.84% 90.7%
syrupUSDC / PYUSDEthereum · LLTV 91.5% $56.87M56.88M PYUSD 4.64% $51.36M$58.71M collateral 5.15% 90.3%
PST / PYUSDEthereum · LLTV 86% $45.03M45.04M PYUSD 6.60% $40.83M$59.67M collateral 7.30% 90.7%
mWIN / PYUSDEthereum · LLTV 77% $26.06M26.07M PYUSD 1.15% $20.55M$28.61M collateral 1.46% 78.9%
wstETH / PYUSDEthereum · LLTV 86% $2.95M2.95M PYUSD 10.60% $2.77M$12.20M collateral 11.37% 93.6%
cbBTC / PYUSDEthereum · LLTV 86% $1.70M1.70M PYUSD 4.66% $1.54M$4.55M collateral 5.14% 90.8%
WBTC / PYUSDEthereum · LLTV 86% $1.19M1.19M PYUSD 4.81% $1.08M$1.83M collateral 5.32% 90.7%
PAXG / PYUSDEthereum · LLTV 77% $164K163.84K PYUSD 9.16% $150K$308K collateral 10.03% 91.6%
wstETH / PYUSDEthereum · LLTV 86% $143K142.84K PYUSD 9.00% $131K$346K collateral 9.86% 91.7%
WBTC / PYUSDEthereum · LLTV 86% $40.7K40.69K PYUSD 9.08% $37.4K$118K collateral 9.93% 91.8%
LBTC / PYUSDEthereum · LLTV 86% $5.2K5.19K PYUSD 6.03% $4.3K$52.7K collateral 7.24% 83.7%

PYUSD on Morpho: quick answers

Where can I earn the most on PYUSD on Morpho?

Sentora Huma PST Main on Ethereum pays 8.00% net APY, the most among PYUSD vaults with at least $1M deposited. The largest PYUSD vault, Paypal USD Main, pays 7.04%.

Where is it cheapest to borrow PYUSD on Morpho?

Borrowing PYUSD against mWIN on Ethereum costs 1.46% a year, the lowest among markets with at least $250K available.

Which networks is PYUSD on Morpho available on?

Ethereum.

Borrowing against PYUSD? Check your numbers with the liquidation price calculator. More assets on the assets page.