Morpho Watch

AUSD on Morpho

AUSD on Morpho, on every network: $28.19M in 12 vaults, $29.69M lent in 26 markets. Rates differ between vaults and markets because each has its own borrowers, collateral and curator.

Data from Morpho's API · updated

Best vault net APY

7.02%

SharpByte AUSD Tori Ecosystem

Best market supply APY

7.42%

against naccUSDC, Monad

Cheapest to borrow

6.34%

against siUSD, Monad

In vaults

$28.19M

12 vaults

Earn on AUSD: vaults

Deposit AUSD and a curator lends it out for you. Net APY is after the curator's fee.

Vaults that take AUSD
Vault Deposits Net APY 30‑day APY Fee Withdrawable
SharpByte AUSD Tori EcosystemV2SharpByte · Monad · $6.21M $6.21M6.21M AUSD 7.02%incl. 2.45% rewards 6.68% 10% $2.67M
Y10k AUSD VaultV2RockawayX, Y10k Capital · Monad · $5.80M $5.80M5.81M AUSD 6.14%incl. 1.48% rewards 5.20% 10% $56.8K
Bitwise Premium RWA AUSDV2Bitwise · Ethereum · $4.85M $4.85M4.85M AUSD 4.36% 4.27% 0%+0.4% a year $443K
RockawayX infiniFi AUSDV2RockawayX · Monad · $4.64M $4.64M4.64M AUSD 6.99%incl. 1.35% rewards 5.04% 5% $319K
Clearstar Accountable AUSDV2Clearstar · Monad · $2.82M $2.82M2.83M AUSD 6.44% 7.02% 5% $222K
Flowdesk AUSD RWA StrategyV2Flowdesk · Ethereum · $2.46M $2.46M2.46M AUSD 5.30% 7.16% 7.5% $368K
Steakhouse High Yield InstantV2Steakhouse Financial · Ethereum · $775K $775K776.10K AUSD 4.05% 2.58% 0% $182K
SharpByte AUSD mROXV2SharpByte · Monad · $503K $503K503.43K AUSD 1.50%incl. 1.50% rewards 5.49% 0% $503K
Steakhouse High Yield AUSDV2Steakhouse Financial · Monad · $56.2K $56.2K56.29K AUSD 4.49% 4.28% 10% $6.3K
Grove x Steakhouse High Yield AUSDSteakhouse Financial · Monad · $45.4K $45.4K45.39K AUSD 5.02% 4.69% 0% $16.7K
Grove x Steakhouse AUSDV2Steakhouse Financial · Ethereum · $30.9K $30.9K30.88K AUSD 3.81% 1.47% 0% $2.4K
Dialectic AUSD RWAV2Dialectic Meccanico · Ethereum · $182 $182182.14 AUSD <0.01% <0.01% 10% $53.00

Borrow AUSD: markets

Markets that lend out AUSD, each against one kind of collateral.

Markets that lend AUSD
Market Supplied Supply APY Borrowed Borrow APY Utilization
strUSD / AUSDMonad · LLTV 86% $12.80M12.81M AUSD 5.24%+1.50% rewards $10.22M$12.82M collateral 6.61%−1.00% rewards 79.9%
PST / AUSDEthereum · LLTV 86% $3.64M3.65M AUSD 5.87% $3.28M$4.09M collateral 6.54% 90.0%
siUSD / AUSDMonad · LLTV 91.5% $3.49M3.49M AUSD 5.75%+1.80% rewards $3.17M$3.59M collateral 6.34% 90.8%
naccUSDC / AUSDMonad · LLTV 86% $1.85M1.86M AUSD 7.42% $1.63M$2.46M collateral 8.47% 88.0%
PRIME / AUSDEthereum · LLTV 86% $1.83M1.83M AUSD 3.83% $1.65M$2.00M collateral 4.26% 90.0%
sUSDai / AUSDEthereum · LLTV 86% $1.58M1.58M AUSD 4.91% $1.43M$1.78M collateral 5.47% 90.1%
PT-siUSD-7JAN2027-(ETH) / AUSDMonad · LLTV 91.5% $1.15M1.15M AUSD 6.53% $1.04M$1.18M collateral 7.24% 90.5%
mROX / AUSDMonad · LLTV 86% $1.02M1.02M AUSD 0.00%+1.50% rewards $1.00$1.00 collateral 1.14% <0.01%
syrupUSDC / AUSDEthereum · LLTV 91.5% $833K833.77K AUSD 4.11% $767K$872K collateral 4.47% 92.0%
YZM / AUSDMonad · LLTV 91.5% $822K822.66K AUSD 5.44% $731K$933K collateral 6.14% 88.9%
vUSD / AUSDMonad · LLTV 91.5% $149K149.43K AUSD 6.39% $135K$263K collateral 7.09% 90.4%
PT-strUSD-4FEB2027 / AUSDMonad · LLTV 91.5% $99.9K100.03K AUSD 0.91% $51.3K$238K collateral 1.79% 51.4%
sUSDat / AUSDEthereum · LLTV 86% $87.5K87.60K AUSD 36.33% $87.5K$187K collateral 36.33% 100.0%
savUSD / AUSDMonad · LLTV 86% $63.9K63.93K AUSD 0.25% $7.0K$255K collateral 2.33% 11.0%
WMON / AUSDMonad · LLTV 77% $48.2K48.25K AUSD 13.49% $45.1K$101K collateral 14.50% 93.5%
sUSDe / AUSDEthereum · LLTV 91.5% $37.6K37.68K AUSD 3.83% $34.5K$40.5K collateral 4.18% 91.7%
WBTC / AUSDMonad · LLTV 86% $35.8K35.84K AUSD 2.30% $29.5K$50.9K collateral 2.80% 82.3%
reUSD / AUSDEthereum · LLTV 91.5% $31.4K31.39K AUSD 4.86% $28.5K$32.8K collateral 5.37% 90.8%
WBTC / AUSDEthereum · LLTV 86% $29.3K29.28K AUSD 3.83% $26.9K$55.1K collateral 4.18% 91.8%
WETH / AUSDMonad · LLTV 86% $23.0K23.06K AUSD 2.30% $19.1K$26.5K collateral 2.78% 83.1%
wstETH / AUSDMonad · LLTV 86% $22.2K22.17K AUSD 2.41% $18.8K$28.0K collateral 2.84% 85.1%
wstETH / AUSDEthereum · LLTV 86% $15.0K15.04K AUSD 3.77% $14.2K$26.3K collateral 3.98% 94.7%
cbBTC / AUSDEthereum · LLTV 86% $10.0K9.97K AUSD 3.86% $9.3K$29.1K collateral 4.12% 93.8%
wSPYx / AUSDEthereum · LLTV 86% $7.1K7.11K AUSD 33.85% $6.6K$479K collateral 36.83% 93.0%
XAUt0 / AUSDMonad · LLTV 77% $5.1K5.14K AUSD 2.30% $4.2K$8.3K collateral 2.80% 82.4%
WETH / AUSDEthereum · LLTV 86% $1.5K1.48K AUSD 3.77% $1.4K$3.4K collateral 3.98% 94.7%

About AUSD on Morpho

AUSD is on Morpho on 2 networks: Monad and Ethereum. Morpho prices it at $0.9991.

12 vaults take AUSD deposits, holding $28.19M in all. The largest is SharpByte AUSD Tori Ecosystem on Monad, curated by SharpByte, with $6.21M deposited and paying 7.02% net APY after fees.

AUSD is lent out in 26 markets, with $29.69M supplied and $24.44M borrowed. The largest is strUSD / AUSD on Monad, where borrowers pay 6.61% and lenders earn 5.24%.

AUSD on Morpho: quick answers

Where can I earn the most on AUSD on Morpho?

SharpByte AUSD Tori Ecosystem on Monad pays 7.02% net APY (2.45% of it in token rewards, which can stop at any time), the most among AUSD vaults open to deposits with at least $1M in them. The largest AUSD vault, SharpByte AUSD Tori Ecosystem, pays 7.02% net APY (2.45% of it in token rewards, which can stop at any time).

Where is it cheapest to borrow AUSD on Morpho?

Borrowing AUSD against siUSD on Monad costs 6.34% a year, the lowest among markets in use with at least $250K left to borrow.

Which networks is AUSD on Morpho available on?

Monad and Ethereum.

Borrowing against AUSD? Check your numbers with the liquidation price calculator. More assets on the assets page.