Clearstar Accountable AUSD on Monad
V2A Morpho V2 vault on Monad that lends out AUSD deposits, curated by Clearstar. Depositors earn 6.44% a year right now after a 5% performance fee.
Data from Morpho's API · updated
Net APY
6.44%
after fees, paid to depositors
30-day APY
7.02%
7-day 6.54%, from the share price
Deposits
$2.82M
2.83M AUSD
Withdrawable now
$222K
8% of deposits
Performance fee
5%
of the interest earned
Depositors
21
largest holds 44.1%
Clearstar Accountable AUSD APY history
Net APY earned each day, from the vault's share price: after fees, without token rewards
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| naccUSDC / AUSDLLTV 86% | $1.85M | 61.5% |
| YZM / AUSDLLTV 91.5% | $1.01M | 33.6% |
| vUSD / AUSDLLTV 91.5% | $147K | 4.9% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| naccUSDC | 65.6% |
|---|---|
| YZM | 29.1% |
| vUSD | 5.3% |
Returns over time
Net APY actually earned over each period, from the share price: after fees, without token rewards
| Last day | 6.44% |
|---|---|
| Last 7 days | 6.54% |
| Last 30 days | 7.02% |
| Last 90 days | 5.61% |
Who controls this vault
| Curator | Clearstar |
|---|---|
| Owner | 0xb3CF…2B443-of-6 multisig |
| Timelock to raise a cap | 3 dayswait before more can go into a market |
| Timelock to add an adapter | 3 dayswait before a new kind of investment |
| Timelock to raise fees | None |
| Allocators | 3addresses that move money between markets |
| Sentinels | 1can pull money back or cut caps in an emergency |
| Created | May 29, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | AUSDprice $0.9991 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 6.79% |
| Vault contract | 0xbe3E…E9a1 |
| AUSD token | 0x0000…012a |
| Network | Monad |
The curator's description: "The Clearstar Yield AUSD vault aims to provide liquidity to volatile and frontier assets on Monad."
Largest depositors
21 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0xEDb7…374B | $1.25M | 44.1% |
| 0xeC0D…aE08 | $1.21M | 42.9% |
| 0x732F…1e84 | $447K | 15.8% |
| 0x0F76…C916 | $86.4K | 3.1% |
| 0x34a4…7CeC | $20.3K | 0.7% |
| 0x0E0c…407d | $2.8K | 0.1% |
| 0xA174…925B | $481 | 0.0% |
| 0x8D9E…83bb | $91.00 | <0.01% |
| 0xa650…f3A0 | $33.00 | <0.01% |
| 0x188d…Ea8e | $2.00 | <0.01% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About Clearstar Accountable AUSD
Clearstar Accountable AUSD is a Morpho V2 vault on Monad, created on May 29, 2026. It takes AUSD deposits and lends them to borrowers in 3 Morpho markets. The curator, Clearstar, decides which markets it may use and how much can go into each.
It holds $2.82M (2.83M AUSD) from 21 depositors and pays a net APY of 6.44% after its 5% performance fee. Over the last 30 days depositors actually earned 7.02% a year.
Its largest position is naccUSDC / AUSD at 62% of its deposits, followed by YZM / AUSD (34%) and vUSD / AUSD (5%). Counting every market, its loans are backed mainly by naccUSDC (66%), YZM (29%) and vUSD (5%). 8% of deposits could be withdrawn right now.
Adding a market or raising how much can go into one waits behind a timelock of 3 days, which gives depositors time to leave first. The owner is a 3-of-6 multisig wallet. Morpho's app shows no warnings for this vault.
Clearstar Accountable AUSD: quick answers
What is the APY of Clearstar Accountable AUSD on Monad?
Clearstar Accountable AUSD pays 6.44% net APY right now, after its fees. Measured from the growth of its share price, it paid 7.02% over the last 30 days. The rate changes every day with what its borrowers pay.
What does Clearstar Accountable AUSD lend against?
It lends AUSD through 3 Morpho markets. The biggest is naccUSDC / AUSD with 62% of its deposits. Overall its loans are backed mainly by naccUSDC (66%), YZM (29%) and vUSD (5%).
Can I withdraw from Clearstar Accountable AUSD right now?
About $222K of its $2.82M in deposits (8%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.
Who runs Clearstar Accountable AUSD and what does it charge?
Clearstar curates it. It keeps 5% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of Clearstar Accountable AUSD?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Adding a market or raising a cap waits behind a timelock of 3 days. This is not advice.
Other AUSD vaults
The same deposit asset, other curators and networks
| Vault | Net APY |
|---|---|
| SharpByte AUSD Tori EcosystemV2SharpByte · Monad · $6.21M | 7.02%incl. 2.45% rewards |
| Y10k AUSD VaultV2RockawayX, Y10k Capital · Monad · $5.80M | 6.14%incl. 1.48% rewards |
| Bitwise Premium RWA AUSDV2Bitwise · Ethereum · $4.85M | 4.36% |
| RockawayX infiniFi AUSDV2RockawayX · Monad · $4.64M | 6.99%incl. 1.35% rewards |
| Flowdesk AUSD RWA StrategyV2Flowdesk · Ethereum · $2.46M | 5.30% |
| Steakhouse High Yield InstantV2Steakhouse Financial · Ethereum · $775K | 4.05% |
| SharpByte AUSD mROXV2SharpByte · Monad · $503K | 1.50%incl. 1.50% rewards |
