PT-strUSD-4FEB2027 / AUSD on Monad
A Morpho market on Monad where people borrow AUSD against PT-strUSD-4FEB2027. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 0.91% a year and borrowers pay 1.79% right now.
Data from Morpho's API · updated
Borrow APY
1.79%
paid by borrowers
Supply APY
0.91%
earned by lenders
Supplied
$99.9K
100.03K AUSD
Borrowed
$51.3K
51.4% utilization
Available to borrow
$48.6K
free liquidity right now
Collateral posted
$238K
244.16K PT-strUSD-4FEB2027
PT-strUSD-4FEB2027 / AUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-strUSD-4FEB2027 / AUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 2.64% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-strUSD-4FEB2027 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-strUSD-4FEB2027 price in AUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-strUSD-4FEB2027 price in AUSD | 0.947 AUSDthe market's oracle, which liquidations follow |
| Oracle | ChainlinkOracleV20x2a9C…e273 |
| Price feeds | 0xEf3f…04Fb 0x85C4…E97D 0xE207…9e13 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | AUSDprice $0.9991 |
|---|---|
| Collateral | PT-strUSD-4FEB2027price $0.9755 |
| Borrowers | 6 |
| Created | October 14, 2026 |
| Market ID | 0x8171ad33…c681d1 |
| Rate model | 0x0947…400F |
| PT-strUSD-4FEB2027 token | 0x49a2…eA83 |
| AUSD token | 0x0000…012a |
Vaults lending here
$99.9K of the $99.9K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| SharpByte AUSD Tori EcosystemV2lends directly | $99.9K |
Largest borrowers
6 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x72c3…22aF | $25.0K | 2.10 |
| 0x6cC3…0e29 | $24.4K | 1.03 |
| 0x1956…b232 | $1.2K | 1.41 |
| 0xE25b…02D8 | $758 | 1.23 |
| 0x645E…B550 | $30.00 | >99 |
| 0xE204…74Ef | $1.00 | 1.56 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-strUSD-4FEB2027 / AUSD market
The PT-strUSD-4FEB2027 / AUSD market on Monad was created on October 14, 2026. Anyone can lend AUSD into it, and anyone holding PT-strUSD-4FEB2027 can borrow that AUSD against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $99.9K is supplied and $51.3K borrowed, so 51.4% of the market is in use, backed by $238K of PT-strUSD-4FEB2027 from 6 borrowers. Borrowers pay 1.79% a year. Lenders earn 0.91%.
1 listed vault lends here, providing $99.9K of the supply; the largest is SharpByte AUSD Tori Ecosystem. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-strUSD-4FEB2027. If PT-strUSD-4FEB2027 fell 20% against AUSD, about $29.4K of collateral would be at risk of liquidation.
PT-strUSD-4FEB2027 / AUSD on Monad: quick answers
What is the AUSD borrow rate against PT-strUSD-4FEB2027 on Morpho Monad?
In this market it is 1.79% a year right now. The rate is variable: it follows how much of the market's AUSD is borrowed, rising quickly above 90%.
When are PT-strUSD-4FEB2027 / AUSD loans liquidated?
When a loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-strUSD-4FEB2027 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-strUSD-4FEB2027 fell to about 0.517 AUSD.
How much AUSD can be borrowed here right now?
$48.6K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-strUSD-4FEB2027 / AUSD market?
Lenders earn 0.91% a year right now. Most lend through vaults, such as SharpByte AUSD Tori Ecosystem, which spread deposits across several markets.