SharpByte AUSD Tori Ecosystem on Monad
V2A Morpho V2 vault on Monad that lends out AUSD deposits, curated by SharpByte. Depositors earn 7.02% a year right now after a 10% performance fee.
Data from Morpho's API · updated
Net APY
7.02%
incl. 2.45% in rewards
30-day APY
6.68%
7-day 4.76%, from the share price
Deposits
$6.21M
6.21M AUSD
Withdrawable now
$2.67M
43% of deposits
Performance fee
10%
of the interest earned
Depositors
47
largest holds 37.1%
SharpByte AUSD Tori Ecosystem APY history
Net APY earned each day, from the vault's share price: after fees, without token rewards
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| strUSD / AUSDLLTV 86% | $7.20M | 100.0% |
| PT-strUSD-4FEB2027 / AUSDLLTV 91.5% | $1.00 | <0.01% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| strUSD | 98.4% |
|---|---|
| PT-strUSD-4FEB2027 | 1.6% |
Returns over time
Net APY actually earned over each period, from the share price: after fees, without token rewards
| Last day | 4.43% |
|---|---|
| Last 7 days | 4.76% |
| Last 30 days | 6.68% |
Who controls this vault
| Curator | SharpByte |
|---|---|
| Owner | 0x07A1…3d71 |
| Timelock to raise a cap | 3 dayswait before more can go into a market |
| Timelock to add an adapter | 7 dayswait before a new kind of investment |
| Timelock to raise fees | None |
| Allocators | 2addresses that move money between markets |
| Sentinels | 1can pull money back or cut caps in an emergency |
| Created | September 9, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | AUSDprice $0.9991 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 5.09% |
| Rewards | WMON 2.45% |
| Vault contract | 0x790e…5B6c |
| AUSD token | 0x0000…012a |
| Network | Monad |
The curator's description: "The vault allows lenders to deploy AUSD with exclusive exposure to the Tori ecosystem markets and earn yield backed by their delta-neutral strategies."
Largest depositors
47 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0xD07d…00eb | $2.30M | 37.1% |
| 0xE106…0Be5 | $1.41M | 22.7% |
| 0xa122…E7c6 | $1.06M | 17.1% |
| 0xbDfA…5c50 | $812K | 13.1% |
| 0xA56d…846F | $381K | 6.1% |
| 0x337c…f690 | $331K | 5.3% |
| 0x90fF…4DfB | $200K | 3.2% |
| 0x32c5…2F4B | $116K | 1.9% |
| 0xe8b2…A8de | $100K | 1.6% |
| 0x85ca…7927 | $83.2K | 1.3% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About SharpByte AUSD Tori Ecosystem
SharpByte AUSD Tori Ecosystem is a Morpho V2 vault on Monad, created on September 9, 2026. It takes AUSD deposits and lends them to borrowers in 2 Morpho markets. The curator, SharpByte, decides which markets it may use and how much can go into each.
It holds $6.21M (6.21M AUSD) from 47 depositors and pays a net APY of 7.02% after its 10% performance fee. Over the last 30 days depositors actually earned 6.68% a year. About 2.45% of today's rate comes from WMON rewards, which can stop at any time.
Its largest position is strUSD / AUSD at 100% of its deposits, followed by PT-strUSD-4FEB2027 / AUSD (<0.01%). Counting every market, its loans are backed mainly by strUSD (98%) and PT-strUSD-4FEB2027 (2%). 43% of deposits could be withdrawn right now.
Adding a market or raising how much can go into one waits behind a timelock of 3 days, which gives depositors time to leave first. Morpho's app shows no warnings for this vault.
SharpByte AUSD Tori Ecosystem: quick answers
What is the APY of SharpByte AUSD Tori Ecosystem on Monad?
SharpByte AUSD Tori Ecosystem pays 7.02% net APY right now, after its fees and including 2.45% of rewards. Measured from the growth of its share price, it paid 6.68% over the last 30 days. The rate changes every day with what its borrowers pay.
What does SharpByte AUSD Tori Ecosystem lend against?
It lends AUSD through 2 Morpho markets. The biggest is strUSD / AUSD with 100% of its deposits. Overall its loans are backed mainly by strUSD (98%) and PT-strUSD-4FEB2027 (2%).
Can I withdraw from SharpByte AUSD Tori Ecosystem right now?
About $2.67M of its $6.21M in deposits (43%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.
Who runs SharpByte AUSD Tori Ecosystem and what does it charge?
SharpByte curates it. It keeps 10% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of SharpByte AUSD Tori Ecosystem?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Adding a market or raising a cap waits behind a timelock of 3 days. This is not advice.
Other AUSD vaults
The same deposit asset, other curators and networks
| Vault | Net APY |
|---|---|
| Y10k AUSD VaultV2RockawayX, Y10k Capital · Monad · $5.80M | 6.14%incl. 1.48% rewards |
| Bitwise Premium RWA AUSDV2Bitwise · Ethereum · $4.85M | 4.36% |
| RockawayX infiniFi AUSDV2RockawayX · Monad · $4.64M | 6.99%incl. 1.35% rewards |
| Clearstar Accountable AUSDV2Clearstar · Monad · $2.82M | 6.44% |
| Flowdesk AUSD RWA StrategyV2Flowdesk · Ethereum · $2.46M | 5.30% |
| Steakhouse High Yield InstantV2Steakhouse Financial · Ethereum · $775K | 4.05% |
| SharpByte AUSD mROXV2SharpByte · Monad · $503K | 1.50%incl. 1.50% rewards |
