Morpho Watch

SharpByte AUSD mROX on Monad

V2

A Morpho V2 vault on Monad that lends out AUSD deposits, curated by SharpByte. Depositors earn 1.50% a year right now after a 0% performance fee.

Data from Morpho's API · updated

Net APY

1.50%

incl. 1.50% in rewards

30-day APY

5.49%

7-day 4.44%, from the share price

Deposits

$503K

503.43K AUSD

Withdrawable now

$503K

100% of deposits

Performance fee

0%

of the interest earned

Depositors

3

largest holds 99.8%

Earnings calculator

SharpByte AUSD mROX APY history

Net APY earned each day, from the vault's share price: after fees, without token rewards

Deposits over time

Where the money goes

The markets this vault lends to right now, largest first

MarketLentShareSupply APYUtilizationCap
mROX / AUSDLLTV 86% $502K 100.0% 0.00% <0.01% –

The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.

What the loans are backed by

Share of this vault's lending by the collateral borrowers put up

mROX100.0%

Returns over time

Net APY actually earned over each period, from the share price: after fees, without token rewards

Last day0.00%
Last 7 days4.44%
Last 30 days5.49%

Who controls this vault

CuratorSharpByte
Owner0x07A1…3d71
Timelock to raise a cap3 dayswait before more can go into a market
Timelock to add an adapter7 dayswait before a new kind of investment
Timelock to raise feesNone
Allocators1addresses that move money between markets
Sentinels1can pull money back or cut caps in an emergency
CreatedSeptember 15, 2026

Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.

Details

Deposit assetAUSDprice $0.9991
Vault versionMorpho Vault V2
APY before fees0.00%
RewardsWMON 1.50%
Vault contract0x39f3…62b1
AUSD token0x0000…012a
NetworkMonad

The curator's description: "The vault allows lenders to deploy AUSD with exclusive exposure to RockawayX tokenized fund mROX built utilizing Midas infrastructure."

Largest depositors

3 addresses hold shares in this vault

AddressDepositShare of vault
0x2E3d…90e5$502K99.8%
0x0000…dEaD$1.00<0.01%
0x8813…eD84$1.00<0.01%

When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.

About SharpByte AUSD mROX

SharpByte AUSD mROX is a Morpho V2 vault on Monad, created on September 15, 2026. It takes AUSD deposits and lends them to borrowers in 1 Morpho market. The curator, SharpByte, decides which markets it may use and how much can go into each.

It holds $503K (503.43K AUSD) from 3 depositors and pays a net APY of 1.50% after its 0% performance fee. Over the last 30 days depositors actually earned 5.49% a year. About 1.50% of today's rate comes from WMON rewards, which can stop at any time.

Its largest position is mROX / AUSD at 100% of its deposits. Counting every market, its loans are backed mainly by mROX (100%). 100% of deposits could be withdrawn right now.

Adding a market or raising how much can go into one waits behind a timelock of 3 days, which gives depositors time to leave first. Morpho's app shows no warnings for this vault.

SharpByte AUSD mROX: quick answers

What is the APY of SharpByte AUSD mROX on Monad?

SharpByte AUSD mROX pays 1.50% net APY right now, after its fees and including 1.50% of rewards. Measured from the growth of its share price, it paid 5.49% over the last 30 days. The rate changes every day with what its borrowers pay.

What does SharpByte AUSD mROX lend against?

It lends AUSD through 1 Morpho market. The biggest is mROX / AUSD with 100% of its deposits. Overall its loans are backed mainly by mROX (100%).

Can I withdraw from SharpByte AUSD mROX right now?

Yes: all of its $503K in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed AUSD left. That can change quickly when borrowing picks up.

Who runs SharpByte AUSD mROX and what does it charge?

SharpByte curates it. It keeps 0% of the interest earned as a performance fee. The net APY shown is after these fees.

What are the risks of SharpByte AUSD mROX?

Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Adding a market or raising a cap waits behind a timelock of 3 days. This is not advice.

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