PT-siUSD-7JAN2027-(ETH) / AUSD on Monad
A Morpho market on Monad where people borrow AUSD against PT-siUSD-7JAN2027-(ETH). A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 6.53% a year and borrowers pay 7.24% right now.
Data from Morpho's API · updated
Borrow APY
7.24%
paid by borrowers
Supply APY
6.53%
earned by lenders
Supplied
$1.15M
1.15M AUSD
Borrowed
$1.04M
90.5% utilization
Available to borrow
$110K
free liquidity right now
Collateral posted
$1.18M
1.19M PT-siUSD-7JAN2027-(ETH)
PT-siUSD-7JAN2027-(ETH) / AUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-siUSD-7JAN2027-(ETH) / AUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 6.29% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-siUSD-7JAN2027-(ETH) collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-siUSD-7JAN2027-(ETH) price in AUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-siUSD-7JAN2027-(ETH) price in AUSD | 0.981 AUSDthe market's oracle, which liquidations follow |
| Oracle | ChainlinkOracleV20x593A…98F3 |
| Price feeds | 0xc37F…7dFa 0x7E7a…8a78 0xEd21…eBf3 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | AUSDprice $0.9991 |
|---|---|
| Collateral | PT-siUSD-7JAN2027-(ETH)price $0.9848 |
| Borrowers | 4 |
| Created | October 19, 2026 |
| Market ID | 0xe9eeaf08…44e9d7 |
| Rate model | 0x0947…400F |
| PT-siUSD-7JAN2027-(ETH) token | 0xdbC0…7AF4 |
| AUSD token | 0x0000…012a |
Vaults lending here
$1.15M of the $1.15M supplied comes from these vaults
| Vault | Lent here |
|---|---|
| RockawayX infiniFi AUSDV2lends directly | $1.15M |
Largest borrowers
4 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x129d…4a5c | $490K | 1.02 |
| 0xAa34…5Dd5 | $420K | 1.03 |
| 0xf70F…ED88 | $133K | 1.02 |
| 0x22D4…676A | $0 | 1.34 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-siUSD-7JAN2027-(ETH) / AUSD market
The PT-siUSD-7JAN2027-(ETH) / AUSD market on Monad was created on October 19, 2026. Anyone can lend AUSD into it, and anyone holding PT-siUSD-7JAN2027-(ETH) can borrow that AUSD against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $1.15M is supplied and $1.04M borrowed, so 90.5% of the market is in use, backed by $1.18M of PT-siUSD-7JAN2027-(ETH) from 4 borrowers. Borrowers pay 7.24% a year. Lenders earn 6.53%.
1 listed vault lends here, providing $1.15M of the supply; the largest is RockawayX infiniFi AUSD. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-siUSD-7JAN2027-(ETH). If PT-siUSD-7JAN2027-(ETH) fell 20% against AUSD, about $1.18M of collateral would be at risk of liquidation.
PT-siUSD-7JAN2027-(ETH) / AUSD on Monad: quick answers
What is the AUSD borrow rate against PT-siUSD-7JAN2027-(ETH) on Morpho Monad?
In this market it is 7.24% a year right now. The rate is variable: it follows how much of the market's AUSD is borrowed, rising quickly above 90%.
When are PT-siUSD-7JAN2027-(ETH) / AUSD loans liquidated?
When a loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-siUSD-7JAN2027-(ETH) worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-siUSD-7JAN2027-(ETH) fell to about 0.536 AUSD.
How much AUSD can be borrowed here right now?
$110K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-siUSD-7JAN2027-(ETH) / AUSD market?
Lenders earn 6.53% a year right now. Most lend through vaults, such as RockawayX infiniFi AUSD, which spread deposits across several markets.