Tempo Earn (pathUSD) on Tempo
V2A Morpho V2 vault on Tempo that lends out pathUSD deposits, curated by Gauntlet. Depositors earn 0.80% a year right now after a 0% performance fee.
Data from Morpho's API · updated
Net APY
0.80%
after fees, paid to depositors
30-day APY
1.29%
7-day 0.65%, from the share price
Deposits
$64.0K
64.41K pathUSD
Withdrawable now
$1.00
<0.01% of deposits
Performance fee
0%
of the interest earned
Depositors
256
largest holds 22.7%
Tempo Earn (pathUSD) APY history
Net APY earned each day, from the vault's share price: after fees, without token rewards
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| cbBTC / pathUSDLLTV 77% | $67.3K | 100.0% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| cbBTC | 100.0% |
|---|
Returns over time
Net APY actually earned over each period, from the share price: after fees, without token rewards
| Last day | 0.74% |
|---|---|
| Last 7 days | 0.65% |
| Last 30 days | 1.29% |
| Last 90 days | 0.41% |
Who controls this vault
| Curator | Gauntlet |
|---|---|
| Owner | 0x5a4E…d4D04-of-7 multisig |
| Timelock to raise a cap | 3 dayswait before more can go into a market |
| Timelock to add an adapter | 7 dayswait before a new kind of investment |
| Timelock to raise fees | 1 day |
| Allocators | 2addresses that move money between markets |
| Sentinels | 2can pull money back or cut caps in an emergency |
| Created | April 16, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | pathUSDprice $0.9943 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 0.80% |
| Vault contract | 0xC609…f06E |
| pathUSD token | 0x20C0…0000 |
| Network | Tempo |
The curator's description: "The Gauntlet pathUSD Prime vault aims to optimize for risk-adjusted yield by allocating across large market cap assets and high liquidity yield sources. The vaults risk strategy follows the Gauntlet Prime conservative framework whereby we curate supply to manage security and yield to provide a low risk profile at competitive APY"
Largest depositors
256 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0xDf80…9B6c | $14.6K | 22.7% |
| 0x28C6…C245 | $10.0K | 15.7% |
| 0x5907…9E4b | $3.1K | 4.9% |
| 0xeFF9…A51f | $1.2K | 1.9% |
| 0x254C…D55f | $1.1K | 1.6% |
| 0x2597…f2FB | $1.0K | 1.6% |
| 0x4650…0205 | $1.0K | 1.6% |
| 0x4870…d007 | $1.0K | 1.6% |
| 0x4FBb…8C11 | $1.0K | 1.6% |
| 0x8cd1…b516 | $1.0K | 1.6% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About Tempo Earn (pathUSD)
Tempo Earn (pathUSD) is a Morpho V2 vault on Tempo, created on April 16, 2026. It takes pathUSD deposits and lends them to borrowers in 1 Morpho market. The curator, Gauntlet, decides which markets it may use and how much can go into each.
It holds $64.0K (64.41K pathUSD) from 256 depositors and pays a net APY of 0.80% after its 0% performance fee. Over the last 30 days depositors actually earned 1.29% a year.
Its largest position is cbBTC / pathUSD at 100% of its deposits. Counting every market, its loans are backed mainly by cbBTC (100%). <0.01% of deposits could be withdrawn right now.
Adding a market or raising how much can go into one waits behind a timelock of 3 days, which gives depositors time to leave first. The owner is a 4-of-7 multisig wallet. Morpho's app shows no warnings for this vault.
Tempo Earn (pathUSD): quick answers
What is the APY of Tempo Earn (pathUSD) on Tempo?
Tempo Earn (pathUSD) pays 0.80% net APY right now, after its fees. Measured from the growth of its share price, it paid 1.29% over the last 30 days. The rate changes every day with what its borrowers pay.
What does Tempo Earn (pathUSD) lend against?
It lends pathUSD through 1 Morpho market. The biggest is cbBTC / pathUSD with 100% of its deposits. Overall its loans are backed mainly by cbBTC (100%).
Can I withdraw from Tempo Earn (pathUSD) right now?
About $1.00 of its $64.0K in deposits (<0.01%) could be withdrawn immediately. The rest is lent out and frees up as borrowers repay or as higher rates bring in new lenders.
Who runs Tempo Earn (pathUSD) and what does it charge?
Gauntlet curates it. It keeps 0% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of Tempo Earn (pathUSD)?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Adding a market or raising a cap waits behind a timelock of 3 days. This is not advice.
Other pathUSD vaults
The same deposit asset, other curators and networks
| Vault | Net APY |
|---|---|
| (Deprecated) Sentora pathUSDV2Sentora · Tempo · $22.52M | 0.00% |
