cbBTC / pathUSD on Tempo
A Morpho market on Tempo where people borrow pathUSD against cbBTC. A loan can be liquidated once it reaches 77% of the collateral's value. Lenders earn 0.80% a year and borrowers pay 1.05% right now.
Data from Morpho's API · updated
Borrow APY
1.05%
30-day average 2.29%
Supply APY
0.80%
30-day average 1.87%
Supplied
$64.8K
65.19K pathUSD
Borrowed
$49.3K
76.1% utilization
Available to borrow
$15.5K
free liquidity right now
Collateral posted
$109K
1.52 cbBTC
cbBTC / pathUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
cbBTC / pathUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 1.19% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much cbBTC collateral could be liquidated if its price fell by each amount
Based on today's loans and today's cbBTC price in pathUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 77%fixed for the life of the market |
|---|---|
| Liquidation bonus | 7.41%extra collateral a liquidator receives |
| cbBTC price in pathUSD | 71.68K pathUSDthe market's oracle, which liquidations follow |
| Oracle | ChainlinkOracleV20xa59e…D245 |
| Price feeds | 0x6b1E…9084 0xf552…4753 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | pathUSDprice $0.9943 |
|---|---|
| Collateral | cbBTCprice $71.8K |
| Borrowers | 11 |
| Created | May 11, 2026 |
| Market ID | 0x75add2f6…da14f5 |
| Rate model | 0x112f…B74E |
| cbBTC token | 0x20C0…8be5 |
| pathUSD token | 0x20C0…0000 |
Vaults lending here
$64.8K of the $64.8K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| Tempo EarnV2lends directly | $64.0K |
| (Deprecated) Sentora pathUSDV2lends directly | $776 |
Largest borrowers
11 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x0CD3…c66A | $20.1K | 2.24 |
| 0x1f83…97D0 | $17.5K | 1.27 |
| 0xe6db…995E | $11.1K | 1.32 |
| 0x9C7A…4870 | $804 | 1.57 |
| 0xe12f…d9b7 | $49.00 | 3.00 |
| 0x24C1…38f5 | $14.00 | 2.50 |
| 0x83A9…7c08 | $9.00 | 1.48 |
| 0x9272…CEFB | $5.00 | 1.86 |
| 0xB93B…8ac5 | $5.00 | 24.40 |
| 0x2A7f…5c8e | $2.00 | 2.11 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the cbBTC / pathUSD market
The cbBTC / pathUSD market on Tempo was created on May 11, 2026. Anyone can lend pathUSD into it, and anyone holding cbBTC can borrow that pathUSD against it, up to a loan-to-value of 77% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $64.8K is supplied and $49.3K borrowed, so 76.1% of the market is in use, backed by $109K of cbBTC from 11 borrowers. Borrowers pay 1.05% a year, 2.29% on average over the last 30 days. Lenders earn 0.80%.
2 listed vaults lend here, providing $64.8K of the supply; the largest are Tempo Earn and (Deprecated) Sentora pathUSD. Liquidators who close an unsafe loan here receive a 7.41% bonus in cbBTC.
cbBTC / pathUSD on Tempo: quick answers
What is the pathUSD borrow rate against cbBTC on Morpho Tempo?
In this market it is 1.05% a year right now, and it averaged 2.29% over the last 30 days. The rate is variable: it follows how much of the market's pathUSD is borrowed, rising quickly above 90%.
When are cbBTC / pathUSD loans liquidated?
When a loan reaches 77% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes cbBTC worth 7.41% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if cbBTC fell to about 46.54K pathUSD.
How much pathUSD can be borrowed here right now?
$15.5K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the cbBTC / pathUSD market?
Lenders earn 0.80% a year right now (1.87% averaged over 30 days). Most lend through vaults, such as Tempo Earn and (Deprecated) Sentora pathUSD, which spread deposits across several markets.
More ways to borrow against cbBTC
Other loan assets with cbBTC as collateral
| Market | Supply APY | Borrow APY |
|---|---|---|
| cbBTC / USDCBase · LLTV 86% | 4.52% | 5.33% |
| cbBTC / USDCEthereum · LLTV 86% | 4.37% | 5.10% |
| cbBTC / EURCVEthereum · LLTV 86% | 1.82% | 2.02% |
| cbBTC / USDTEthereum · LLTV 86% | 3.05% | 3.68% |
| cbBTC / EURCBase · LLTV 86% | 6.88% | 7.37% |
| cbBTC / USDCEthereum · LLTV 86% | 4.48% | 4.99% |
